281 7th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 281 7th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	1,137 sqft · built 2025
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on Record
Last Sale	$5,900,000 (Apr 2026)
Tax Bill	$4,922 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-00006-04-00061`

Property Details

APN / Parcel Number

Primary APN	`01-00006-04-00061`
Alternative APN	`0100006000400061`

Interior

Stories	1 Story
Building Area	1,137 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	281 7TH ST
City	AVALON
State	NJ
Zip	08202-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	ADDITIONAL LOTS: LIFE ESTATE
Legal Block	6.4
Legal Lot Number	61
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	1
Census Block	1017
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	611 FARRAGUT AVE, HADDONFIELD, NJ 08033-3833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage STURDY SAVINGS BANK
Apr 14, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 25, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Mar 25, 2024 · Amount on Record
Deed Document Number	202694039
Deed Book / Page	4275 / 382
Prior Transfer Date	Sep 18, 2009
Prior Transfer Doc	0000000418
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	281 7TH ST, AVALON, NJ 08202-2510
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052280
Date	Nov 15, 2024
Book Page	6766/255
Instrument	2024052280

Lender

Name	STURDY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 14, 2026
Property Address	281 7TH ST, AVALON, NJ 08202-2510
Document Number	0000094039
Book / Page	4275 / 382
Instrument Date	Apr 7, 2026
Instrument	202694039
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	BAY SURETY TITLE, SURETY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,085,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 FARRAGUT AVE, HADDONFIELD, NJ 08033-3833

Mortgage

Document Number	0000094040,
Date	Apr 14, 2026
Instrument	202694040

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Mar 25, 2024
Property Address	281 7TH ST, AVALON, NJ 08202-2510
Document Number	0000034348
Book / Page	D4160 / 413
Instrument Date	Mar 22, 2024
Instrument	2024034348
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 7TH ST, AVALON, NJ 08202-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 82ND ST, STONE HARBOR, NJ 08247-1707

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,240,200 (+171.54%) Land $825,000 Building $1,415,200	$2,240,200 (+171.54%) Land $825,000 Building $1,415,200
2025		$825,000 (-2.08%) Land $825,000	$825,000 (-2.08%) Land $825,000
2024	$4,922.00 (+8.53%)
2023		$842,500 Land $825,000 Building $17,500	$842,500 Land $825,000 Building $17,500
2022	$4,535.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 839 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,072 units insured incl. 233 condo units
Nearby Flood Claims	778 (1979–2018)
Claims Outside the SFHA	11 of 778
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 191 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 66 claims Hurricane Gloria, Sep 1985 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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