Volusia County property record for 281 4th St, Osteen, FL 32764
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1950 |
| Lot Size | 1.71 acres (74,698 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $14,100 (Nov 2018) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9218-00-00-0270 |
| Primary APN | 9218-00-00-0270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Utility Room | Utility Room |
| Flooring | Combination, Other |
| Interior Walls | Plywood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 74,698 sqft (1.71 acres) |
| Lot Dimensions | 338 ft deep x 221 ft wide |
| View / Lot | Lake Front |
| Porch | Florida Room |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 1,620 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3374452 |
|---|---|
| Street Address | 281 4TH ST |
| City | OSTEEN |
| State | FL |
| Zip | 32764-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 18-19-32 EAST PART OF NE 1/4 OF SW 1/4 LYING S OF 4TH ST & NW OF LAKE DB 418 PG 565 DB 479 PG 258 DB 538 PG 554 PER OR 4118 PG 0892 PER OR 7621 PG 0199 |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 18 |
| Legal Subdivision | OAKDALE |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 91005 |
281 4th St is owner-occupied and held in a trust since November 2018.
Source: Volusia County records, as of March 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 281 4TH ST, OSTEEN, FL 32764-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU |
| Nov 9, 2018 | Quit Claim Deed, Transfer BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Prior Sale | Jun 28, 1996 · Amount on File |
| Deed Document Number | 2018226665 |
| Deed Book / Page | 7621 / 199 |
| Prior Transfer Date | Nov 5, 2018 |
| Prior Transfer Doc | 0076210199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 281 4TH ST, OSTEEN, FL 32764-9593 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 281 4TH ST, OSTEEN, FL 32764-9593 |
| Document Number | 0084500287 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 8450/287 |
| Instrument | 2023172304 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 21, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Nov 9, 2018 |
| Property Address | 281 4TH ST, OSTEEN, FL 32764-9593 |
| Document Number | 0076210199 |
| Book / Page | 007621 / 000199 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 226665 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Tax | $98.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 4TH ST OSTEEN FL 327649593, OSTEEN, FL 32764-9593 |
| Document Number | 76210201 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 007621/000201 |
| Instrument | 226666 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 8, 2048 |
The 2025 property tax bill for 281 4th St was $847 with a homeowner's exemption.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,368 (+2.7%) | $114,750 (-8.86%) Land $55,112 Building $59,638 | |
| 2025 | $847.00 Homeowner's exemption | $53,913 | $125,899 Land $64,553 Building $61,346 |
| 2023 | $729.00 (+5.65%) Homeowner's exemption | $45,898 (+3%) | $130,752 (+7.55%) Land $71,348 Building $59,404 |
| 2022 | $690.00 Homeowner's exemption | $44,561 | $121,571 Land $62,514 Building $59,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 4th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 61 (1994–2024) |
| Claims Outside the SFHA | 11 of 61 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 4th St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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