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281 2nd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 281 2nd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1984
Lot Size0.152 acres (6,600 sqft)
Owner2 Trust Names on File
Last Sale$490,000 (Feb 2007)
Tax Bill$6,883 (2025)
Deeds & MortgagesMar 2026 Transfer
Aug 2022 Transfer
Flood ZoneZone AE (high risk)
APN00072400-000000

Property Details

APN / Parcel Number

Primary APN00072400-000000
Alternative APNs
  • 04663300072400000000
  • 1076457

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2009
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCovered
Garage Area612 sqft

Exterior Amenities

PorchOpen Porch
Porch Area454 sqft
Deck Area650 sqft
Patio Area650 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1076457
Street Address281 2ND ST
CityKEY COLONY BEACH
StateFL
Zip33051-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 2 LT 12 KEY COLONY BEACH PB3-120 SHELTER KEY OR541-333 OR786-1485 OR833-612 OR895-463 OR1768-66 OR1778-1025 OR1797-1370 OR1797-1371 OR2273-1309 OR3191-0171
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block2
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

281 2nd St is owner-occupied and held in a trust since July 2022.

Source: Monroe County records, as of September 24, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 510332, KEY COLONY BEACH, FL 33051-0332
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 24, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2007 · Amount on File
Deed SaleFeb 16, 2007 · Amount on File
Prior SaleOct 1, 1983 · Amount on File
Deed Document Number20071628152
Deed Book / Page2273 / 1309
Last Transfer DateJul 31, 2022
Transfer Doc0031910171
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMar 27, 2026
Property Address281 2ND ST, KEY COLONY BEACH, FL 33051-4101
Document Number0033722295
Book / Page3372 / 2295
Map ReferenceMB 3 PG 120
Instrument DateMar 23, 2026
Instrument2537237
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address281 2ND ST, KEY COLONY BEACH, FL 33051-4101

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510332, KEY COLONY BEACH, FL 33051-0332

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 24, 2022
Property Address281 2ND ST, KEY COLONY BEACH, FL 33051-4101
Document Number0031910171
Book / Page3191 / 171
Map ReferenceMB 3 PG 120
Instrument DateJul 31, 2022
Instrument2389073
Transaction TypeTransfer
Record UpdatedSep 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510144, MARATHON, FL 33051-0144

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510144, KEY COLONY BEACH, FL 33051-0144

Tax Assessment & Valuation

The 2025 property tax bill for 281 2nd St was $6,883 with a homeowner's exemption, up 0.5% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,883.00 (+0.47%) Homeowner's exemption$719,062$729,738 Land $454,410 Building $275,328
2024$6,851.00 (+3.16%)
2023$6,641.00 (+41.06%) Homeowner's exemption$678,444 (+47.8%) Land $380,738 Building $297,706$678,444 (+47.8%) Land $380,738 Building $297,706
2022$4,708.00$459,033 Land $207,356 Building $251,677$459,033 Land $207,356 Building $251,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 281 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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