Cape May County and Avalon Borough property record for 281 16th St, Avalon, NJ 08202
| Property Type | Single Family Home |
|---|---|
| Details | 1,128 sqft · built 2023 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $867,500 (Aug 2016) |
| Tax Bill | $14,269 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2021 Loan Modification + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-00015-04-00061 |
| Primary APN | 01-00015-04-00061 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Street Address | 281 16TH ST |
|---|---|
| City | AVALON |
| State | NJ |
| Zip | 08202-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Block | 15.4 |
| Legal Lot Number | 61 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | AVALON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20902 |
281 16th St is owned by an individual who bought it in August 2016.
Source: Cape May County and Avalon Borough records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8523 ARDMORE AVE, GLENSIDE, PA 19038-8454 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · ARM TD BANK NA |
| Apr 14, 2021 | Loan Modification, Mortgage · Conventional Mortgage REPUBLIC FIRST BK |
| Apr 14, 2021 | Loan Modification, Mortgage · Conventional Mortgage REPUBLIC BK |
| Nov 30, 2020 | Deed of Trust, Mortgage TD BK NA |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on File |
| Deed Sale | Aug 22, 2016 · Amount on File |
| Prior Sale | Apr 25, 1995 · Amount on File |
| Deed Document Number | 2016204 |
| Deed Book / Page | 3691 / 115 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0035540641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 281 16TH ST, AVALON, NJ 08202-2336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000050946 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6488/249 |
| Instrument | 2021050946 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Type Change Date | Dec 1, 2031 |
| Index | Other |
| Margin | 3 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 281 16TH ST, AVALON, NJ 08202-2336 |
| Document Number | 0063930488 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 281 16TH ST AVALON NJ 082022336, AVALON, NJ 08202-2336 |
| Document Number | 0063930488 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 006393/000488 |
| Instrument | 23841 |
| Name | REPUBLIC FIRST BK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 281 16TH ST, AVALON, NJ 08202-2336 |
| Document Number | 0064100781 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 281 16TH ST AVALON NJ 082022336, AVALON, NJ 08202-2336 |
| Document Number | 0064100781 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 006410/000781 |
| Instrument | 28302 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 281 16TH ST, AVALON, NJ 08202-2336 |
| Document Number | 0062880742 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | COMMONWEALTH AGENCY, INC |
| Name | Verified Name |
|---|---|
| Address | 281 16TH ST AVALON NJ 082022336, AVALON, NJ 08202-2336 |
| Document Number | 0062880742 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 006288/000742 |
| Instrument | 43748 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 281 16TH ST, AVALON, NJ 08202-2336 |
| Document Number | 0061380281 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|---|
| Address | 281 16TH ST AVALON NJ 082022336, AVALON, NJ 08202-2336 |
| Document Number | 0061380281 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 006138/000281 |
| Instrument | 118650 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Avalon Borough |
| Unified School District | Avalon Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,324,100 (-) Land $800,000 Building $1,524,100 | $2,324,100 (-) Land $800,000 Building $1,524,100 | |
| 2025 | $2,324,100 Land $800,000 Building $1,524,100 | $2,324,100 Land $800,000 Building $1,524,100 | |
| 2024 | $14,269.00 | ||
| 2023 | $800,000 Land $800,000 | $800,000 Land $800,000 | |
| 2022 | $4,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 16th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 839 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 233 condo units |
| Nearby Flood Claims | 778 (1979–2018) |
| Claims Outside the SFHA | 11 of 778 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 281 16th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 908 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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