Charlotte County property record for 28098 Ramiro Dr, Punta Gorda, FL 33955
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.177 acres (7,698 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $95 (2025) |
| Flood Zone | Zone D (undetermined) |
| APN | 422302304013 |
| Primary APN | 422302304013 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,698 sqft (0.177 acres) |
|---|
| Account Number | 01048520007002 |
|---|---|
| Street Address | 28098 RAMIRO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RSF3.5 |
| Legal Description | TROP G A UN 8 BLK151 LT 7 386/678 TD1162/2108 1287/2007 3038/2104 3487692 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | TROP G A |
| Legal Tract | TGA |
| Legal Block | 151 |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 10505 |
28098 Ramiro Dr, residential vacant land, is owned by an individual who acquired it in January 2025.
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10245 WASHINGTON BLVD, CARMEL, IN 46280-1367 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2025 |
| Transfer Doc | 0003487692 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 28098 Ramiro Dr was $95, down 68.9% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95.00 (-68.85%) | $10,200 Land $10,200 | $10,200 Land $10,200 |
| 2024 | $305.00 (+5.9%) | ||
| 2023 | $288.00 (+8.68%) | $2,941 (-59.29%) | $10,000 (+38.41%) Land $10,000 |
| 2022 | $265.00 | $7,225 Land $7,225 | $7,225 Land $7,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28098 Ramiro Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28098 Ramiro Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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