28095 Seaford Rd, Laurel, DE 19956 Property Records

Sussex County property record for 28095 Seaford Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,160 sqft · built 1980
Lot Size	0.574 acres (24,999 sqft)
Owner	2 Individual Names on File
Last Sale	$292,100 (Feb 2024)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2021 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`132-12.00-28.00`

Property Details

APN / Parcel Number

Primary APN	`132-12.00-28.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,208 sqft
Elevator	Elevator

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	24,999 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	28095 SEAFORD RD
City	LAUREL
State	DE
Zip	19956-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E/RT 13A 1700'N/RT 480
Legal Subdivision	LAUREL
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	1
Census Block	1013
Census Tract	50403

Owner

Source: Sussex County records · APN 132-12.00-28.00

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28095 SEAFORD RD, LAUREL, DE 19956-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Oct 28, 2021	Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	20246492
Deed Book / Page	6059 / 335
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0055790137
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Feb 28, 2024
Property Address	28095 SEAFORD RD, LAUREL, DE 19956-3702
Document Number	0060590335
Book / Page	6059 / 335
Instrument Date	Feb 23, 2024
Instrument	2024000006492
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22217 PARADISE RD, GEORGETOWN, DE 19947-5894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 SEAFORD RD, LAUREL, DE 19956-3702

Mortgage

Document Number	2024000006493
Date	Feb 28, 2024
Instrument	2024000006493

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 28, 2021
Property Address	28095 SEAFORD RD, LAUREL, DE 19956-3702
Document Number	0055790137
Book / Page	5579 / 137
Instrument Date	Oct 22, 2021
Instrument	20210000066664
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 SEAFORD RD, LAUREL, DE 19956-3702

Mortgage

Document Number	0204470255
Date	Oct 28, 2021
Book Page	20447/255
Instrument	20210000066665

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00 (+41.12%)	$15,300 (-) Land $1,000 Building $14,300	$305,300 (+897.71%) Land $51,400 Building $253,900
2023	$766.00	$15,300 Land $1,000 Building $14,300	$30,600 Land $2,000 Building $28,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	5 of 14
Most Recent Claim	May 2018 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 105 locations within half a mile of this property.

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