28095 Miami Ave, Hayward, CA 94545 Property Records

Alameda County property record for 28095 Miami Ave, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1963
Lot Size	0.169 acres (7,371 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Feb 2015)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`463-3-8`

Property Details

APN / Parcel Number

Primary APN	`463-3-8`
Alternative APN	`463-0003-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,371 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28095 MIAMI AVE
City	HAYWARD
State	CA
Zip	94545-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT: 00046 BLK: 000C TR: 2389
Legal Tract	2389
Legal Block	C
Legal Lot Number	46
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1001
Census Tract	438400

Owner

28095 Miami Ave is owned and occupied by an individual who acquired it in March 2015.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 22, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jan 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2015 · Amount on File
Deed Sale	Feb 11, 2015 · Amount on File
Prior Sale	May 24, 1996 · Amount on File
Deed Document Number	201543280
Last Transfer Date	Mar 19, 2015
Transfer Doc	0000078785
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945

Mortgage

Document Number	0000033965
Date	Jan 27, 2021
Instrument	2021033965

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059312
Date	Apr 3, 2019
Instrument	2019059312

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Document Number	0000264438
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 MIAMI AVE HAYWARD CA 945454945, HAYWARD, CA 94545-4945

Mortgage

Document Number	0000264438
Date	Dec 23, 2019
Instrument	264438

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Document Number	0000036483
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 MIAMI AVE HAYWARD CA 945454945, HAYWARD, CA 94545-4945

Mortgage

Document Number	0000036483
Date	Feb 27, 2019
Instrument	36483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Document Number	0000045578
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 MIAMI AVE HAYWARD CA 945454945, HAYWARD, CA 94545-4945

Mortgage

Document Number	0000045578
Date	Mar 13, 2019
Instrument	45578

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28095 MIAMI AVE, HAYWARD, CA 94545-4945
Document Number	0000129115
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28095 MIAMI AVE HAYWARD CA 945454945, HAYWARD, CA 94545-4945

Mortgage

Document Number	0000129115
Date	Jun 29, 2018
Instrument	129115

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 28095 Miami Ave was $4,172 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,181 (-0.12%) Land $101,154 Building $236,027
2025	$4,172.00 Homeowner's exemption	$330,570 Land $99,171 Building $231,399
2023	$4,071.00 Homeowner's exemption	$317,734 Land $95,320 Building $222,414	$781,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28095 Miami Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28095 Miami Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 893 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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