2809 Walnut St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 2809 Walnut St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1958
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,500 (Apr 2019)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale
APN	`06-5.0-22-002-000-104.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-002-000-104.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	19,471 sqft (0.447 acres)
Lot Dimensions	169 ft deep x 114 ft wide

Location & Zoning

Street Address	2809 WALNUT ST
City	SAINT JOSEPH
State	MO
Zip	64503-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HILL TOP LOT:9 BLK:4LGL DESC:
Legal Subdivision	HILL TOP
Legal Block	4
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2809 WALNUT ST, SAINT JOSEPH, MO 64503-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Apr 23, 2019	Warranty Deed, Transfer ADVANTAGEONE TITLE, ADVANTAGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Jan 23, 2014 · Amount on Record
Deed Document Number	20193187
Deed Book / Page	3735 / 798
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2809 WALNUT ST, SAINT JOSEPH, MO 64503-1249
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003735/800
Date	Apr 23, 2019
Book Page	3735/800
Instrument	2019003188

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 23, 2019
Property Address	2809 WALNUT ST, SAINT JOSEPH, MO 64503-1249
Document Number	003735/798
Book / Page	3735 / 798
Instrument Date	Apr 22, 2019
Instrument	2019003187
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 WALNUT ST, SAINT JOSEPH, MO 64503-1249

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+0.09%)	$15,930 (+5.85%) Land $3,330 Building $12,600	$83,840 (+5.86%) Land $17,500 Building $66,340
2024	$1,145.00 (+15.42%)
2023	$992.00 (-0.7%)	$15,050 (-) Land $3,330 Building $11,720	$79,200 (-) Land $17,500 Building $61,700
2022	$999.00	$15,050 Land $3,330 Building $11,720
2021			$79,200 Land $17,500 Building $61,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Metronet.

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