2809 W Central Ave, Toledo, OH 43606 Property Records

Lucas County property record for 2809 W Central Ave, Toledo, OH 43606

Property Summary

Property TypeCommercial
Details220 sqft · built 2007
Lot Size0.74 acres (32,242 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Apr 2017)
Tax Bill$4,306 (2024)
Deeds & MortgagesOct 2017 Line of Credit
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-08361

Property Details

APN / Parcel Number

Primary APN09-08361
Alternative APN
  • 04380007

Interior

Stories1 Story
Building Area220 sqft Gross Area
1st Floor Area220 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area32,242 sqft (0.74 acres)
Lot Width75 ft Width
View / LotTraffic

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2809 W CENTRAL AVE
CityTOLEDO
StateOH
Zip43606
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code10-CR
Legal DescriptionKENWOOD GARDENS LOT 6 W 75 FT
Legal SubdivisionKENWOOD GARDENS
Legal Tract13.02
Legal Lot Number6
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1005
Census Tract1302

Owner

Source: Lucas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 1ST ST, TOLEDO, OH 43605-2042
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · Line of Credit
GENOA BKNG
Apr 7, 2017Warranty Deed, Transfer
MIDLAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2017 · Amount on Record
Deed SaleApr 7, 2017 · Amount on Record
Prior SaleSep 8, 2015 · Amount on Record
Deed Document Number201714655
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address2809 W CENTRAL AVE, TOLEDO, OH 43606
Document Number0000047598
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyLOUISVILLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3777 HAMPSTEAD DR SYLVANIA OH 435605502, SYLVANIA, OH 43560-5502

Mortgage

Document Number0000047598
DateOct 30, 2017
Instrument47598
Lender
NameGENOA BKNG
TypeFunding / Finance Company
AddressGENOA, OH 43430
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS OH
Recording DateApr 7, 2017
Property Address2809 W CENTRAL AVE, TOLEDO, OH 43606
Document Number0000014655
Instrument DateApr 4, 2017
Instrument14655
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyMIDLAND TITLE

Transaction

AmountAmount Recorded
Tax$880.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 1ST ST TOLEDO OH 436052042, TOLEDO, OH 43605-2042

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,695 (-) Land $34,825 Building $16,870$147,700 (-) Land $99,500 Building $48,200
2024$4,306.00 (-13.57%)$51,695 (-) Land $34,825 Building $16,870$147,700 (-) Land $99,500 Building $48,200
2023$4,982.00 (-4.28%)$51,695 (-) Land $34,825 Building $16,870
2022$5,205.00$51,695 Land $34,825 Building $16,870
2021$147,700 Land $99,500 Building $48,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on W Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number