2809 Spotted Eagle Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 2809 Spotted Eagle Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,982 sqft · built 2005
Lot Size	0.36 acres (15,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,900 (Dec 2019)
Tax Bill	$4,196 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106369-0690`

Property Details

APN / Parcel Number

Primary APN	`106369-0690`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,661 sqft (0.36 acres)
Lot Dimensions	222 ft deep x 55 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2809 SPOTTED EAGLE DR
City	JACKSONVILLE
State	FL
Zip	32226-5892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	56-91 23-1N-27E .36 EAGLES HAMMOCK UNIT 1 LOT 114
Legal Range	27E
Legal Township	01N
Legal Section	23
Legal Subdivision	EAGLES HAMMOCK UNIT 1
Legal Lot Number	114
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1001
Census Tract	10106

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2809 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	2019295229
Deed Book / Page	19051 / 2019
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2809 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892

Mortgage

Document Number	0196940316
Date	Apr 26, 2021
Book Page	19694/316
Instrument	2021104934

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 30, 2019
Property Address	2809 SPOTTED EAGLE DR, JACKSONVILLE, FL 32226-5892
Document Number	0190512019
Book / Page	019051 / 002019
Instrument Date	Dec 27, 2019
Instrument	295229
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$18.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3519 VAIIEYVIEW DR KISSIMMEE FL 34746, KISSIMMEE, FL 34746

Mortgage

Document Number	190512021
Date	Dec 30, 2019
Book Page	019051/002021
Instrument	295230

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,393 (+2.7%)	$316,719 (+2.38%) Land $94,996 Building $221,723
2025	$4,196.00 (+6.82%) Homeowner's exemption	$257,443 (+5.99%)	$309,352 (+0.76%) Land $80,000 Building $229,352
2024	$3,928.00 (+2.88%)
2023	$3,818.00 (+9.24%) Homeowner's exemption	$242,901 (+3%)	$307,010 (+15.33%) Land $75,000 Building $232,010
2022	$3,495.00 Homeowner's exemption	$235,827	$266,197 Land $65,000 Building $201,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: IQ Fiber, Verizon.

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