2809 Spencer Ln, Big Stone Gap, VA 24219 Property Records

Wise County property record for 2809 Spencer Ln, Big Stone Gap, VA 24219

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,688 sqft · built 2003
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on Record
Last Sale	$376,000 (Feb 2024)
Tax Bill	$2,599 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063C (3A) 011`

Property Details

APN / Parcel Number

Primary APN	`063C (3A) 011`
Alternative APNs	`R036919` `036919`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,688 sqft Heated Area
Gross Area	2,987 sqft
Basement Area	1,341 sqft
Unfinished Basement	1,341 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Garage Type	Basement
Porch	Slab
Porch Area	302 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2809 SPENCER LN
City	BIG STONE GAP
State	VA
Zip	24219-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 CA-WOODS SUB.(RECUT J.C.CAWOOD)
Legal Subdivision	CA-WOODS SUBDIVISION
Jurisdiction	WISE VA
Township / Civil Division	3
Census Block Group	2
Census Block	2047
Census Tract	931300

Owner

Source: Wise County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 SPENCER LN, BIG STONE GAP, VA 24219-3813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	2024682
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE VA
Recording Date	Feb 16, 2024
Property Address	2809 SPENCER LN, BIG STONE GAP, VA 24219-3813
Document Number	0202400682
Map Reference	IN 200903365
Instrument Date	Feb 15, 2024
Instrument	202400682
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2809 SPENCER LN, BIG STONE GAP, VA 24219-3813

Mortgage

Document Number	0202400683
Date	Feb 16, 2024
Instrument	202400683

Lender

Name	POWELL VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: Wise County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Wise County
Unified School District	Wise County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,599.00 (+53.15%)	$376,700 (+53.19%) Land $25,300 Building $351,400	$376,700 (+53.19%) Land $25,300 Building $351,400
2025	$1,697.00 (+22.53%)	$245,900 (+22.46%) Land $19,700 Building $226,200	$245,900 (+22.46%) Land $19,700 Building $226,200
2023	$1,385.00	$200,800 (-) Land $19,700 Building $181,100	$200,800 (-) Land $19,700 Building $181,100
2022		$200,800 Land $19,700 Building $181,100	$200,800 Land $19,700 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BIG STONE GAP serves 9,372 people · EPA ID VA1195100
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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