Madison County property record for 2809 Robbinsville Loop, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Tax Bill | $83 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093A-0003-0042 |
| Primary APN | 093A-0003-0042 |
|---|---|
| Alternative APNs |
|
| Account Number | 48088 |
|---|---|
| Street Address | 2809 ROBBINSVILLE LOOP |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IRVINE ROAD SUB LOT 3 4 & 34 |
| Legal Subdivision | IRVINE ROAD SUB |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 11001 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2809 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Sep 20, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 1990 |
| Deed Sale | Jan 6, 1990 |
| Deed Document Number | 0000407521 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 12, 2026 |
| Property Address | 2809 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9045 |
| Document Number | 0014347787 |
| Book / Page | 2467 / 150 |
| Instrument Date | May 5, 2026 |
| Instrument | 202614347787 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0014347787, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2467/150 |
| Instrument | 202614347787 |
| Name | WHITAKER BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 2809 ROBBINSVILLE LOOP, RICHMOND, KY 40475-9045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01765/460 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | M01765/460 |
| Instrument | 2013965127 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 288 Months |
| Due | Sep 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 1-Year LIBOR |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83.00 (-26.55%) Homeowner's exemption | $58,000 (-) | $58,000 (-) |
| 2023 | $113.00 Homeowner's exemption | $58,000 | $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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