2809 Rainbow Ave, Bloomington, IL 61704 Property Records

McLean County property record for 2809 Rainbow Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,096 sqft · built 1995
Lot Size	0.223 acres (9,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,500 (Mar 2017)
Tax Bill	$5,936 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-36-254-055`

Property Details

APN / Parcel Number

Primary APN	`14-36-254-055`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,096 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	9,696 sqft (0.223 acres)
Lot Dimensions	115 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	144 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2809 RAINBOW AVE
City	BLOOMINGTON
State	IL
Zip	61704-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 51 BRITTANY PARC SUB 1ST ADD
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	BRITTANY PARC SUB
Legal Lot Number	51
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1013
Census Tract	1105

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 7, 2017	Trustee's Deed, Foreclosure · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	20174003
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501

Mortgage

Document Number	202200018608
Date	Oct 17, 2022
Instrument	2022-00018608

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

Interest

Rate	8.6%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501

Mortgage

Document Number	202200018470
Date	Oct 13, 2022
Instrument	2022-00018470

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.6%
Change Frequency	Monthly

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 7, 2017
Property Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501
Document Number	201700004003
Map Reference	DOC95-16732
Instrument Date	Mar 1, 2017
Instrument	2017-00004003
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2809 RAINBOW AVE, BLOOMINGTON, IL 61704-8501

Mortgage

Document Number	201700004004
Date	Mar 7, 2017
Instrument	2017-00004004

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,758 (+36.06%) Land $21,978 Building $61,780	$251,274 (+36.06%) Land $65,934 Building $185,340
2024	$5,936.00 (+26.11%)
2023	$4,707.00	$61,561 Land $16,154 Building $45,407	$184,683 Land $48,462 Building $136,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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