Beaufort County property record for 2809 Palm Dr, Beaufort, SC 29902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,718 sqft · built 1958 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,900 (Jan 2020) |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R12000800003540000 |
| Primary APN | R12000800003540000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00236836 |
|---|---|
| Old Parcel Number | R12000800003540000 |
| Street Address | 2809 PALM DR |
| City | BEAUFORT |
| State | SC |
| Zip | 29902-6432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4111 |
| Legal Description | LOT 12 BLK H WADDELL GARDENS S/D PB13 P57 1/14 LOT LINE REV 0.02 PAR B ADDED TO |
| Legal Subdivision | ALLISON S TO PT ROYAL BTWN RIB |
| Legal Block | H |
| Legal Lot Number | 12 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BEAUFORT-PORT ROYAL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2809 PALM DR, BEAUFORT, SC 29902-6432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 22, 2020 | Grant Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Nov 5, 2015 · Amount on Record |
| Deed Document Number | 2020003713 |
| Deed Book / Page | 3830 / 1336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 2809 PALM DR, BEAUFORT, SC 29902-6432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037253 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 3683/0897 |
| Instrument | 2018037253 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 22, 2020 |
| Property Address | 2809 PALM DR, BEAUFORT, SC 29902-6432 |
| Document Number | 0000003713 |
| Book / Page | 003830 / 001336 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 3713 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2809 PALM DR BEAUFORT SC 299026432, BEAUFORT, SC 29902-6432 |
| Document Number | 3714 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 003830/001339 |
| Instrument | 3714 |
| Name | RURAL HSNG SVC OR SUCCESSOR AG |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Amount | Amount Recorded |
|---|---|
| Term | 456 Months |
| Due | Jan 21, 2058 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Beaufort City |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,168.00 | $10,350 (-6.79%) | |
| 2024 | $2,168.00 | $11,104 (-) Land $1,400 Building $9,704 | $277,600 (-) Land $35,000 Building $242,600 |
| 2023 | $2,168.00 (+23.53%) | $11,104 (+23.43%) Land $1,400 Building $9,704 | $277,600 (+23.43%) Land $35,000 Building $242,600 |
| 2022 | $1,755.00 | $8,996 Land $1,400 Building $7,596 | $224,900 Land $35,000 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 6 (1994–2016) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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