2809 Olde Worcester Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2809 Olde Worcester Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,636 sqft · built 1973
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Dec 2023)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071370A000`

Property Details

APN / Parcel Number

Primary APN	`071370A000`
Alternative APN	`6-010A-4443-00-0145.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	3,332 sqft
1st Floor Area	1,636 sqft
Basement Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	071370A000
Street Address	2809 OLDE WORCESTER DR
City	SAINT CHARLES
State	MO
Zip	63301-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OLDE TOWNE EST LOT 145
Legal Subdivision	OLDE TOWNE EST
Legal Lot Number	145
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3007
Census Tract	310700

Owner

2809 Olde Worcester Dr is owned by two individuals who bought it in December 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 OLD GOVERNOR PL, SAINT CHARLES, MO 63301-4572
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Intrafamily Transfer, Transfer TITLE PARTNERS AGENCY LLC
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Oct 5, 2022	Beneficiary Deed, Transfer
Oct 5, 2022	Affidavit of Death of Joint Tenant, Transfer
Aug 10, 2017	Deed of Trust, Mortgage · VA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Deed Document Number	202351021
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	0000054764
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 22, 2024
Property Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538
Document Number	0000006667
Map Reference	MB 12 PG 10
Instrument Date	Dec 20, 2023
Instrument	2024R-006667
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	39 OLD GOVERNOR PL, SAINT CHARLES, MO 63301-4572

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 18, 2023
Property Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538
Document Number	0000051021
Map Reference	MB 12 PG 10
Instrument Date	Dec 15, 2023
Instrument	2023R-051021
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19489 BIG RIVER LOOP, WARRENTON, MO 63383-2923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 OLD GOVERNOR PL, SAINT CHARLES, MO 63301-4572
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051022
Date	Dec 18, 2023
Instrument	2023R-051022

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2022
Property Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538
Document Number	0000054764
Map Reference	MB 12 PG 10
Instrument Date	Sep 27, 2022
Instrument	2022R-054764
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2022
Property Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538
Document Number	0000054763
Map Reference	MB 12 PG 10
Instrument Date	Sep 27, 2022
Instrument	2022R-054763
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2809 OLDE WORCESTER DR, SAINT CHARLES, MO 63301-1538
Document Number	0067911792
Book / Page	006791 / 001792
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2809 OLDE WORCESTER DR ST CHARLES MO 633011538, ST CHARLES, MO 63301-1538

Mortgage

Document Number	0067911792
Date	Aug 15, 2017
Book Page	006791/001792
Instrument	512930

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Olde Worcester Dr was $3,474.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,445 (-)	$291,816 (-) Land $50,000 Building $241,816
2025	$3,474.00	$55,445	$291,816 Land $50,000 Building $241,816
2023		$54,211
2022			$285,321 Land $50,000 Building $235,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2809 Olde Worcester Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Olde Worcester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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