2809 Oakley St, Bakersfield, CA 93311 Property Records

Kern County property record for 2809 Oakley St, Bakersfield, CA 93311

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,960 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$474,000 (Jun 2016)
Tax Bill$7,499 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN523-490-21-00-6

Property Details

APN / Parcel Number

Primary APN523-490-21-00-6
Alternative APNs
  • 523-490-21-7
  • 5234902100
  • 52349021

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,960 sqft Living Area
Gross Area4,390 sqft
1st Floor Area1,820 sqft
2nd Floor Area1,140 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area853 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area211 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number523490217
Street Address2809 OAKLEY ST
CityBAKERSFIELD
StateCA
Zip93311-9558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionTRACT 6223 , BLOCK UN3, LOT 16
Legal SubdivisionTRACT NO. 62233
Legal Tract6223
Legal Block3
Legal Lot Number16
JurisdictionKERN CA
Township / Civil DivisionGREENFIELD-PANAMA
Census Block Group3
Census Block3018
Census Tract3212

Owner

2809 Oakley St is owned and occupied by two individuals who bought it in June 2016.

Source: Kern County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2809 OAKLEY ST, BAKERSFIELD, CA 93311-9558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Feb 15, 2020Deed of Trust, Mortgage · Conventional with PMI
OWNING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2016 · Amount on File
Deed SaleJun 17, 2016 · Amount on File
Prior SaleAug 17, 2009
Deed Document Number201679439
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address2809 OAKLEY ST, BAKERSFIELD, CA 93311-9558
Transaction TypeMortgage
Record UpdatedNov 3, 2023
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 OAKLEY ST, BAKERSFIELD, CA 93311-9558

Mortgage

Document Number0000131761
DateOct 25, 2023
Instrument223131761
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address2809 OAKLEY ST, BAKERSFIELD, CA 93311-9558
Document Number0000046585
Instrument DateFeb 15, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2809 OAKLEY ST BAKERSFIELD CA 933119558, BAKERSFIELD, CA 93311-9558

Mortgage

Document Number0000046585
DateApr 14, 2020
Instrument46585
Lender
NameOWNING CORP
AddressORANGE, CA 92868
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Oakley St was $7,499.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Elementary School DistrictPanama-Buena Vista School District (KG - 08)
Secondary School DistrictKern High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$572,332 (+2%) Land $138,854 Building $433,478
2025$7,499.00$561,111 Land $136,132 Building $424,979
2023$7,245.00 (-2.88%)$539,325 Land $130,847 Building $408,478
2022$7,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2809 Oakley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2023–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Oakley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAKERSFIELD
serves 171,108 people · EPA ID CA1510031
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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