Gratiot County property record for 2809 N Osborn Rd, Sumner, MI 48889
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 2006) |
| Tax Bill | $1,603 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-020-005-00 |
| Primary APN | 14-020-005-00 |
|---|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 2809 N OSBORN RD |
|---|---|
| City | SUMNER |
| State | MI |
| Zip | 48889-8710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 262 1/2 FT N & S BY 248.9 FT E & W IN SE COR OF NE 1/4 OF NE 1/4 SEC 20-11-4. 1.50 A. |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 100 |
2809 N Osborn Rd is owned and occupied by two individuals who bought it in July 2006.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2809 N OSBORN RD, SUMNER, MI 48889-8710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2006 · Amount on File |
| Deed Sale | Jul 25, 2006 · Amount on File |
| Prior Sale | Jul 13, 2006 |
| Deed Book / Page | 811 / 503 |
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Sumner Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,300 | $276,600 | |
| 2023 | $1,603.00 Homeowner's exemption | $98,300 | $196,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2809 N Osborn Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2809 N Osborn Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ISP Management Fixed Wireless | 400 / 400 |
| Point Broadband Fixed Wireless | 100 / 20 |
May also be available: CMS Internet, Verizon.
5G (outdoors only) and 4G LTE
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