2809 Monte Cresta Dr, Belmont, CA 94002 Property Records

San Mateo County property record for 2809 Monte Cresta Dr, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,020 sqft · built 1978
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Trust Names on File
Last Sale	$2,720,000 (Oct 2021)
Tax Bill	$30,364 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-165-230`

Property Details

APN / Parcel Number

Primary APN	`043-165-230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,090 sqft
2nd Floor Area	930 sqft
Basement Area	480 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Basement
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	2809 MONTE CRESTA DR
City	BELMONT
State	CA
Zip	94002-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D YAMAS PROPERTIES RSM 97/9-10
Legal Subdivision	YAMAS PROPERTIES
Legal Lot Number	D
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4003
Census Tract	608800

Owner

2809 Monte Cresta Dr is owner-occupied and held in a trust since March 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Intrafamily Transfer, Transfer
Oct 8, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jul 12, 2012 · Amount on File
Deed Document Number	2021143451
Last Transfer Date	Mar 30, 2022
Transfer Doc	0000048415
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 15, 2022
Property Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336
Document Number	0000048415
Map Reference	MB 97 PG 9&10
Instrument Date	Mar 30, 2022
Instrument	2022-048415
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 8, 2021
Property Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336
Document Number	0000143451
Map Reference	MB 97 PG 9&10
Instrument Date	Sep 23, 2021
Instrument	2021-143451
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336

Mortgage

Document Number	0000143452
Date	Oct 8, 2021
Instrument	2021-143452

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029322
Date	Apr 18, 2018
Instrument	2018-029322

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2809 MONTE CRESTA DR, BELMONT, CA 94002-1336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 MONTE CRESTA DR, BELMONT, CA 94002-1332

Mortgage

Document Number	0000114684
Date	Oct 21, 2020
Instrument	2020-114684

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	193 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Monte Cresta Dr was $30,364 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,700,000 (+8%) Land $2,134,000 Building $566,000
2025	$30,364.00 Homeowner's exemption	$2,500,000 Land $1,976,000 Building $524,000
2023	$31,515.00 (+0.24%) Homeowner's exemption	$2,660,000 Land $2,100,000 Building $560,000
2022	$31,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2809 Monte Cresta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Monte Cresta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Etheric Networks, T-Mobile.

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