2809 Joy Ave, Ceres, CA 95307 Property Records

Stanislaus County property record for 2809 Joy Ave, Ceres, CA 95307

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,630 sqft · built 1955
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (May 2018)
Tax Bill$4,152 (2025)
Deeds & MortgagesJan 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-005-072-000

Property Details

APN / Parcel Number

Primary APN127-005-072-000
Alternative APN
  • 1270572

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,630 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Construction TypeWood
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1270572
Street Address2809 JOY AVE
CityCERES
StateCA
Zip95307-2810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLOCK 512 OF MORROW VILLAGE #4
Legal SubdivisionMORROW VILLAGE 04
Legal Block512
Legal Lot Number8
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2013
Census Tract2605

Owner

Source: Stanislaus County records · APN 127-005-072-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2809 JOY AVE, CERES, CA 95307-2810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Intrafamily Transfer, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 17, 2018Grant Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2018 · Amount on Record
Deed SaleMay 17, 2018 · Amount on Record
Prior SaleMay 17, 2018 · Amount on Record
Deed Document Number0000034321
Last Transfer DateJan 22, 2021
Transfer Doc0000007042
Record UpdatedJun 07, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJan 22, 2021
Property Address2809 JOY AVE, CERES, CA 95307-2810
Document Number0000007042
Map ReferenceVOL 18 PG 30
Instrument DateOct 19, 2020
Instrument2021-0007042
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 JOY AVE, CERES, CA 95307-2810

Mortgage

Document Number0000007044
DateJan 22, 2021
Instrument2021-0007044
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateMay 17, 2018
Property Address2809 JOY AVE, CERES, CA 95307-2810
Document Number0000034321
Map ReferenceVOL18 PG30
Instrument DateMay 14, 2018
Instrument2018-0034321
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2809 JOY AVE, CERES, CA 95307-2810

Mortgage

Document Number0000034322
DateMay 17, 2018
Instrument2018-0034322
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Mortgage

Document Number0000034324
DateMay 17, 2018
Instrument2018-0034324
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,152.00 (+9.75%) Homeowner's exemption$361,692 (+4.04%) Land $130,848 Building $230,844
2023$3,783.00 (+0.88%) Homeowner's exemption$347,649 Land $125,768 Building $221,881
2022$3,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon, Xfinity.

Based on FCC filings for 649 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CERES
serves 54,513 people
Water SourcePurchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Joy Ave

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