2809 Hilltop Ave, Morganton, NC 28655 Property Records

Burke County property record for 2809 Hilltop Ave, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2025
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Oct 2023)
Tax Bill	$871 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1785220956`

Property Details

APN / Parcel Number

Primary APN	`1785220956`
Alternative APN	`24325`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2809 HILLTOP AVE
City	MORGANTON
State	NC
Zip	28655-7018
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	2809 HILL TOP AVE MORGANTON, NC 28655
Legal Subdivision	OAK HILL HEIGHTS
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1009
Census Tract	20204

Owner

2809 Hilltop Ave, a mobile home, is owned by an individual who bought it in October 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	216 GLENDALE ST, MORGANTON, NC 28655-4120
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Oct 17, 2025	Warranty Deed, Transfer
Oct 9, 2023	Warranty Deed, Transfer
Mar 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023 · Amount on File
Deed Sale	Oct 9, 2023 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Document Number	20239374
Deed Book / Page	2710 / 170
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2809 HILLTOP AVE, MORGANTON, NC 28655-7018
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028430676
Date	Dec 9, 2025
Book Page	2843/676
Instrument	2025010415

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 17, 2025
Property Address	2809 HILLTOP AVE, MORGANTON, NC 28655-7018
Document Number	0028340149
Book / Page	2834 / 149
Map Reference	MB 3 PG 122
Instrument Date	Oct 9, 2025
Instrument	2025008654
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 ROSS STD, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 GLENDALE ST, MORGANTON, NC 28655-4120

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 9, 2023
Property Address	2809 HILLTOP AVE, MORGANTON, NC 28655-7018
Document Number	0027100170
Book / Page	2710 / 170
Map Reference	MB 3 PG 122
Instrument Date	Oct 6, 2023
Instrument	2023009374
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4360 CLINGSTONE LN TRLR 37, 37, GRANITE FALLS, NC 28630-8481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ROSS ST TRLR D, D, MORGANTON, NC 28655-4550

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 18, 2022
Property Address	2809 HILLTOP AVE, MORGANTON, NC 28655-7018
Document Number	0026100634
Book / Page	2610 / 634
Map Reference	MB 3 PG 122
Instrument Date	Mar 17, 2022
Instrument	2022018783
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3695 GWALTNEY RD, 3695, MORGANTON, NC 28655-7532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4360 CLINGSTONE LN TRLR 37, 37, GRANITE FALLS, NC 28630-8481

Tax Assessment & Valuation

The 2026 property tax bill for 2809 Hilltop Ave was $871, up 699.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$871.00 (+699.08%)	$121,971 (+606.05%) Land $13,275 Building $108,696	$121,971 (+606.05%) Land $13,275 Building $108,696
2025	$109.00	$17,275 Land $13,275 Building $4,000	$17,275 Land $13,275 Building $4,000
2023	$110.00	$17,275 Land $13,275 Building $4,000	$17,275 Land $13,275 Building $4,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Hilltop Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Hilltop Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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