2809 Gerard St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2809 Gerard St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 1924
Lot Size	0.048 acres (2,091 sqft)
Owner	Company Name on File
Last Sale	$284,900 (Apr 2023)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-0003-0266-00`

Property Details

APN / Parcel Number

Primary APN	`092-0003-0266-00`
Alternative APN	`0041417`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
Gross Area	1,707 sqft
1st Floor Area	596 sqft
2nd Floor Area	515 sqft
Upper Floors Area	515 sqft
Basement Area	596 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	83 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2809 GERARD ST
City	CINCINNATI
State	OH
Zip	45219-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	2809 GERARD ST 25 X 83 PT LOTS 6-7-8 DANIEL KOCH
Legal Subdivision	DANIEL KOCH
Legal Lot Number	6-7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	3300

Owner

2809 Gerard St is owned by a company that bought it in April 2023.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 20061, CINCINNATI, OH 45220-0061
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 25, 2023	Warranty Deed, Transfer
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit CINCINNATI FED'L
Jan 27, 2017	Trustee's Deed, Construction Loan · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	202327803
Deed Book / Page	14902 / 1135
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2026
Property Address	2809 GERARD ST, CINCINNATI, OH 45219-2218
Document Number	0000037487
Book / Page	15666 / 2508
Instrument Date	May 11, 2026
Instrument	202637487
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2023
Property Address	2809 GERARD ST, CINCINNATI, OH 45219-2218
Document Number	0000027803
Book / Page	14902 / 1135
Map Reference	MB 5 PG 271
Instrument Date	Apr 12, 2023
Instrument	2023-0027803
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount on Record
Tax	$279.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 GERARD ST, CINCINNATI, OH 45219-2218

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2809 GERARD ST, CINCINNATI, OH 45219-2218
Document Number	0000033185
Book / Page	013396 / 001712
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2718 VINE ST CINCINNATI OH 452192019, CINCINNATI, OH 45219-2019

Mortgage

Document Number	0000033185
Date	Apr 14, 2017
Book Page	013396/001712
Instrument	33185

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 13, 2042

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2017
Property Address	2809 GERARD ST, CINCINNATI, OH 45219-2218
Book / Page	013342 / 000029
Instrument Date	Jan 25, 2017
Instrument	8519
Transaction Type	Construction Loan
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2718 VINE ST HAMILTON COUNTY CINCINNATI OH 45219, CINCINNATI, OH 45219

Mortgage

Document Number	0000008519
Date	Jan 27, 2017
Book Page	013342/000029
Instrument	8519

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Gerard St was $2,652, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (+3.15%)	$43,037 (+%) Land $9,006 Building $34,031	$122,960 Land $25,730 Building $97,230
2024	$2,571.00 (-5.89%)	$43,035 (-) Land $9,005 Building $34,030
2023	$2,732.00 (+138.6%)	$43,035 (+166.12%) Land $9,005 Building $34,030	$122,960 Land $25,730 Building $97,230
2022	$1,145.00	$16,171 Land $4,393 Building $11,778
2020			$46,200 Land $12,550 Building $33,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2809 Gerard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2809 Gerard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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