2809 Gemini Ct, Champaign, IL 61822 Property Records

Champaign County property record for 2809 Gemini Ct, Champaign, IL 61822

Property Summary

Property Type	Commercial
Lot Size	1 acres (46,203 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (May 2005)
Tax Bill	$36,924 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-31-301-016`

Property Details

APN / Parcel Number

Primary APN	`41-15-31-301-016`

Exterior

Lot Area	46,203 sqft (1 acres)

Location & Zoning

Street Address	2809 GEMINI CT
City	CHAMPAIGN
State	IL
Zip	61822-9647
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 107B APOLLO SUB 1 REPLAT 107
Legal Range	09E
Legal Township	20N
Legal Section	31
Legal Subdivision	APOLLO SUB 1 REPLAT 107
Legal Lot Number	107B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4002
Census Tract	800

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2809 GEMINI CT, CHAMPAIGN, IL 61822-9647
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2005 · Amount on File
Deed Sale	May 18, 2005 · Amount on File
Deed Document Number	200513050
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2809 GEMINI CT, CHAMPAIGN, IL 61822-9647
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017044
Date	Dec 5, 2023
Instrument	2023R17044

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2809 GEMINI CT, CHAMPAIGN, IL 61822-9647
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024687
Date	Oct 15, 2021
Instrument	2021R24687

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2809 GEMINI CT, CHAMPAIGN, IL 61822-9647
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024690
Date	Oct 15, 2021
Instrument	2021R24690

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2026

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,080 (+33.54%) Land $29,310 Building $445,770	$1,425,240 (+33.54%) Land $87,930 Building $1,337,310
2024	$36,924.00 (+16.04%)
2022	$31,819.00	$355,750 Land $21,950 Building $333,800	$1,067,250 Land $65,850 Building $1,001,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Nextlink Fixed Wireless	500 / 500
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Xfinity.

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