2809 Elm St, River Grove, IL 60171 Property Records

Cook County property record for 2809 Elm St, River Grove, IL 60171

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,250 sqft · built 1950
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Oct 2023)
Tax Bill	$6,366 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-27-221-048`

Property Details

APN / Parcel Number

Primary APN	`12-27-221-048`
Alternative APN	`12-27-221-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2809 ELM ST
City	RIVER GROVE
State	IL
Zip	60171-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A H (WALKERS) SUB OF BLK41 IN RIVER PARK BEING SAYLOR & WALLACES SUB OF SEC 27-40-12
Legal Range	12E
Legal Township	40N
Legal Section	27
Legal Subdivision	WALKERS SUB
Legal Block	41
Legal Lot Number	6,5
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1021
Census Tract	811200

Owner

2809 Elm St is owned and occupied by an individual who bought it in October 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2809 ELM ST, RIVER GROVE, IL 60171-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jun 13, 2011 · Amount on File
Deed Document Number	202333053
Prior Transfer Date	Nov 15, 2014
Prior Transfer Doc	0000015023
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 13, 2023
Property Address	2809 ELM ST, RIVER GROVE, IL 60171-1318
Document Number	0028633053
Instrument Date	Sep 6, 2023
Instrument	2328633053
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 ELM ST, RIVER GROVE, IL 60171-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	0028633054
Date	Oct 13, 2023
Instrument	2328633054

Lender

Name	LENDLINK FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	River Grove Village
Secondary School District	Leyden Community High School District 212 (09 - 12)
Elementary School District	River Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 Land $11,250 Building $17,750	$290,000 Land $112,500 Building $177,500
2023	$6,366.00 (+2.56%)
2022	$6,207.00 (+6.83%)	$23,000 (+22.45%) Land $9,450 Building $13,550	$230,000 (+22.45%) Land $94,500 Building $135,500
2021	$5,810.00 Homeowner's exemption	$18,783 Land $6,750 Building $12,033	$187,830 Land $67,500 Building $120,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2809 Elm St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1982–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2809 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20