2809 E 26th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2809 E 26th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,104 sqft · built 1930
Lot Size	0.248 acres (10,825 sqft)
Owner	Individual Name on Record
Last Sale	$38,900 (Dec 1998)
Tax Bill	$307 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`156K D 018`

Property Details

APN / Parcel Number

Primary APN	`156K D 018`
Alternative APN	`0000093046`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1956
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,825 sqft (0.248 acres)
Lot Dimensions	216 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093046
Street Address	2809 E 26TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0127 24 04 LOT 142 MONTAGUES 2ND ADDN PB 12 PG 1
Legal Subdivision	MONTAGUES ADDN NO 2
Legal Lot Number	142
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4006
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 E 26TH ST, CHATTANOOGA, TN 37407-1229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Mar 9, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 1998 · Amount on Record
Deed Sale	Dec 28, 1998 · Amount on Record
Deed Document Number	1998175
Deed Book / Page	5254 / 754
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2809 E 26TH ST, CHATTANOOGA, TN 37407-1229
Document Number	1007000155
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 E 26TH ST CHATTANOOGA TN 374071229, CHATTANOOGA, TN 37407-1229

Mortgage

Document Number	1007000155
Date	Oct 7, 2019
Book Page	011781/000345
Instrument	191007000155

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate	4.37%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2809 E 26TH ST, CHATTANOOGA, TN 37407-1229
Document Number	0000000178
Book / Page	011042 / 000814
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 E 26TH ST CHATTANOOGA TN 374071229, CHATTANOOGA, TN 37407-1229

Mortgage

Document Number	0000000178
Date	May 5, 2017
Book Page	011042/000814
Instrument	178

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (+32.9%)	$20,275 (+96.37%)	$81,100 (+96.37%) Land $30,000 Building $51,100
2024	$231.00	$10,325 (-)	$41,300 (-) Land $10,000 Building $31,300
2023	$231.00	$10,325 (-)	$41,300 (-) Land $10,000 Building $31,300
2022	$231.00	$10,325	$41,300 Land $10,000 Building $31,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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