2809 Dune Cir, Hayward, CA 94545 Property Records

Alameda County property record for 2809 Dune Cir, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,440 sqft · built 2003
Lot Size	0.133 acres (5,813 sqft)
Owner	Company Name on Record
Last Sale	$649,000 (Oct 2003)
Tax Bill	$11,758 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`461-37-19`

Property Details

APN / Parcel Number

Primary APN	`461-37-19`
Alternative APN	`461-0037-019-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,813 sqft (0.133 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2809 DUNE CIR
City	HAYWARD
State	CA
Zip	94545-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: TR: 7317
Legal Subdivision	TRACT NO 7317
Legal Tract	7317
Legal Lot Number	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1007
Census Tract	437101

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2809 DUNE CIR, HAYWARD, CA 94545-1180
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2003 · Amount on Record
Deed Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	2003634637
Last Transfer Date	Feb 18, 2020
Transfer Doc	0000235076
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2809 DUNE CIR, HAYWARD, CA 94545-1180
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 DUNE CIR, HAYWARD, CA 94545-1180

Mortgage

Document Number	0000339638
Date	Oct 13, 2021
Instrument	2021339638

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2809 DUNE CIR, HAYWARD, CA 94545-1180
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 DUNE CIR, HAYWARD, CA 94545-1180

Mortgage

Document Number	0000087218
Date	Mar 2, 2021
Instrument	2021087218

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2809 DUNE CIR, HAYWARD, CA 94545-1180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 DUNE CIR, HAYWARD, CA 94545-1180

Mortgage

Document Number	0000210334
Date	Aug 26, 2020
Instrument	2020210334

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 16, 2020
Property Address	2809 DUNE CIR, HAYWARD, CA 94545-1180
Document Number	0000235076
Instrument Date	Feb 18, 2020
Instrument	235076
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2809 DUNE CIR HAYWARD CA 945451180, HAYWARD, CA 94545-1180

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,995 (+1.24%) Land $282,342 Building $658,653
2025	$11,758.00 (+2.97%) Homeowner's exemption	$922,546 (+4.04%) Land $276,806 Building $645,740
2023	$11,419.00 Homeowner's exemption	$886,727 Land $266,059 Building $620,668	$1,294,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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