2809 Cherry St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 2809 Cherry St, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.183 acres (8,002 sqft)
Owner2 Company Names on Record
Last Sale$55,000 (Dec 2025)
Tax Bill$922 (2024)
Deeds & MortgagesJul 2026 Mortgage
Dec 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-36-232-004

Property Details

APN / Parcel Number

Primary APN06-36-232-004

Exterior

Lot Area8,002 sqft (0.183 acres)

Location & Zoning

Street Address2809 CHERRY ST
CityMOUNT VERNON
StateIL
Zip62864-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMISONS RESUB MANNEN HLD SUB LOT 14
Legal SubdivisionJAMISONS RESUB MANNEN HLD SUB
Legal Lot Number14
JurisdictionJEFFERSON IL
Township / Civil DivisionSHILOH
Census Block Group3
Census Block3029
Census Tract50600

Owner

Source: Jefferson County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK/STEELEVILLE
Dec 3, 2025Warranty Deed, Transfer
Apr 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
GENFED FINANCIAL CREDIT UNION INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Deed Document Number20254214
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Recording DateJul 28, 2026
Property Address2809 CHERRY ST, MOUNT VERNON, IL 62864-2442
Document Number0000002836
Instrument DateJul 21, 2026
Instrument20262836
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address3225 MCLEOD DR, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number0000002836,
DateJul 28, 2026
Instrument20262836
Lender
NameFIRST NATIONAL BANK/STEELEVILLE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 21, 2031
Interest
Rate6.49%
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateDec 3, 2025
Property Address2809 CHERRY ST, MOUNT VERNON, IL 62864-2442
Document Number0202504214
Instrument DateDec 2, 2025
Instrument202504214
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON IL
Property Address2809 CHERRY ST, MOUNT VERNON, IL 62864-2442
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202401265
DateApr 26, 2024
Instrument202401265
Lender
NameGENFED FINANCIAL CREDIT UNION INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionShiloh Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,126 (+8%) Land $3,161 Building $25,965$87,378 (+8%) Land $9,483 Building $77,895
2024$922.00 (-2.33%) Homeowner's exemption Senior Citizen's exemption$26,969 (+32.92%) Land $2,927 Building $24,042$80,907 (+32.92%) Land $8,781 Building $72,126
2023$944.00 (+108.39%)
2022$20,289 Land $2,870 Building $17,419$60,867 Land $8,610 Building $52,257
2021$453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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