Harris County property record for 2809 Chartres St, Houston, TX 77004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,748 sqft · built 2006 |
| Lot Size | 0.049 acres (2,132 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,110 (Jul 2023) |
| Tax Bill | $7,556 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-744-001-0001 |
| Primary APN | 127-744-001-0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 1,079 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Lot Area | 2,132 sqft (0.049 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 194 sqft |
| Deck Area | 60 sqft |
| Patio Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1277440010001 |
|---|---|
| Street Address | 2809 CHARTRES ST |
| City | HOUSTON |
| State | TX |
| Zip | 77004-4195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 1 VILLAS OF CHARTRES & AMEND |
| Legal Subdivision | VILLAS OF CHARTRES& AMEND |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 312300 |
Source: Harris County records · APN 127-744-001-0001
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2809 CHARTRES ST, HOUSTON, TX 77004-4195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage CADENCE BANK NA |
| Apr 18, 2019 | Warranty Deed, Transfer NAVY FCU |
| May 10, 2017 | Quit Claim Deed, Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2023 · Amount on Record |
| Deed Sale | Jul 06, 2023 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 2023251948 |
| Prior Transfer Date | Apr 11, 2017 |
| Prior Transfer Doc | 20170203909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2809 CHARTRES ST, HOUSTON, TX 77004-4195 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000251949 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023-251949 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 18, 2019 |
| Property Address | 2809 CHARTRES ST, HOUSTON, TX 77004-4195 |
| Document Number | 0000157385 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 157385 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO (HOUSTON) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15508 EMILY CT ACCOKEEK MD 206072041, ACCOKEEK, MD 20607-2041 |
| Document Number | 157386 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 157386 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 10, 2017 |
| Property Address | 2809 CHARTRES ST, HOUSTON, TX 77004-4195 |
| Document Number | 0000203909 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 203909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2017 |
| Title Company | GREAT AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2809 CHARTRES ST HOUSTON TX 770044195, HOUSTON, TX 77004-4195 |
| Document Number | 203910 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 203910 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 09, 2047 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,556.00 (+8.02%) Homeowner's exemption | $573,181 (+0.07%) Land $95,142 Building $478,039 | $573,181 (+0.07%) Land $95,142 Building $478,039 |
| 2024 | $6,995.00 (-39.38%) | ||
| 2023 | $572,775 Land $79,285 Building $493,490 | $572,775 Land $79,285 Building $493,490 | |
| 2022 | $11,540.00 (+1.35%) | ||
| 2020 | $11,386.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 5 (1979–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 1,113 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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