2809 Charles Dr, Chalmette, LA 70043 Property Records

St. Bernard Parish property record for 2809 Charles Dr, Chalmette, LA 70043

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,150 sqft)
Owner	Individual Name on Record
Last Sale	$168,225 (Oct 2018)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Jul 2021 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`40680000140A`

Property Details

APN / Parcel Number

Primary APN	`40680000140A`

Exterior

Lot Area	5,150 sqft (0.12 acres)
Lot Dimensions	103 ft deep x 50 ft wide

Location & Zoning

Street Address	2809 CHARLES DR
City	CHALMETTE
State	LA
Zip	70043-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140A GALLO PK. BEING A RESUB OF ALL OF LOTS 140 & 141 LOT 140A MEAS. 100' FRT ON CHARLES DR X SAME WIDTH IN REAR X 142'
Legal Subdivision	GALLO PARK SUB
Legal Lot Number	140A
Jurisdiction	ST BERNARD LA
Township / Civil Division	C
Census Block Group	2
Census Block	2014
Census Tract	30206

Owner

Source: St. Bernard Parish records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 CHARLES DR, CHALMETTE, LA 70043-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GMFS LLC
Oct 5, 2018	Deed, Transfer PERFORMANCE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Feb 2, 2015 · Amount on Record
Deed Document Number	2018619795
Deed Book / Page	1169 / 858
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST BERNARD LA
Property Address	2809 CHARLES DR, CHALMETTE, LA 70043-3703
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001995/564
Date	Jul 15, 2021
Book Page	1995/564
Instrument	643014

Lender

Name	GMFS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST BERNARD LA
Recording Date	Oct 5, 2018
Property Address	2809 CHARLES DR, CHALMETTE, LA 70043-3703
Document Number	001169/858
Book / Page	1169 / 858
Instrument Date	Oct 1, 2018
Instrument	000000619795
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001882/0000000664
Date	Oct 5, 2018
Book Page	0000001882/0000000664
Instrument	000000619796

Lender

Name	PERFORMANCE MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: St. Bernard Parish assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Bernard Parish
Unified School District	St. Bernard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,299 (-) Land $2,005 Building $12,294	$142,990 (-) Land $20,050 Building $122,940
2025	$1,034.00 (+58.35%) Homeowner's exemption	$14,299 (-) Land $2,005 Building $12,294	$142,990 (-) Land $20,050 Building $122,940
2024	$653.00 (-49.69%) Homeowner's exemption	$14,299 (-10.52%) Land $2,005 Building $12,294	$142,990 (-10.52%) Land $20,050 Building $122,940
2023	$1,298.00 Homeowner's exemption	$15,981 Land $1,915 Building $14,066	$159,810 Land $19,150 Building $140,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 183 policies
Nearby Flood Policies	183 in force
Nearby Flood Claims	722 (1978–2021)
Claims Outside the SFHA	601 of 722
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Isaac, Aug 2012 · 13 claims Hurricane Katrina, Sep 2005 · 603 claims Tropical Storm Isidore, Sep 2002 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST BERNARD PARISH WATERWORKS serves 44,783 people · EPA ID LA1087001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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