28089 Tempest Trl, Hilliard, FL 32046 Property Records

Nassau County property record for 28089 Tempest Trl, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,757 sqft · built 1987
Lot Size	4.36 acres (189,922 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2021)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-4N-23-0000-0003-0020`

Property Details

APN / Parcel Number

Primary APN	`25-4N-23-0000-0003-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,757 sqft Heated Area
Gross Area	2,524 sqft
1st Floor Area	1,547 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	189,922 sqft (4.36 acres)
Garage Area	567 sqft

Exterior Amenities

Pool Area	390 sqft
Porch	Open Porch
Porch Area	200 sqft
Patio Area	410 sqft
Pole Barn	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	28089 TEMPEST TRL
City	HILLIARD
State	FL
Zip	32046-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT E1/2 OF SW1/4 OF SE1/4 IN OR 2496/886 EX R/W OR 666/507
Legal Range	23E
Legal Township	04N
Legal Section	25
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2027
Census Tract	50403

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28089 TEMPEST TRL, HILLIARD, FL 32046-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	202145034379
Deed Book / Page	2496 / 886
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 14, 2021
Property Address	28089 TEMPEST TRL, HILLIARD, FL 32046-8256
Document Number	0024960886
Book / Page	2496 / 886
Instrument Date	Sep 13, 2021
Instrument	202145034379
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24730 NE 135TH LN, 24730, SALT SPRINGS, FL 32134-9350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28089 TEMPEST TRL, HILLIARD, FL 32046-8256

Mortgage

Document Number	2496888
Date	Sep 14, 2021
Instrument	2496/888

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+1.34%) Homeowner's exemption	$315,706 (+2.9%)	$399,072 (+8.71%) Land $130,800 Building $268,272
2024	$4,171.00 (+1.31%) Homeowner's exemption	$306,809 (+3%)	$367,102 (+2.68%) Land $109,000 Building $258,102
2023	$4,117.00 (+10.2%) Homeowner's exemption	$297,873 (+3%)	$357,524 (+23.63%) Land $109,000 Building $248,524
2022	$3,736.00 Homeowner's exemption	$289,197 Land $65,400 Building $223,797	$289,197 Land $65,400 Building $223,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: T-Mobile.

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