28084 Bay Ave, Moreno Valley, CA 92555 Property Records

Riverside County property record for 28084 Bay Ave, Moreno Valley, CA 92555

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,799 sqft · built 1985
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on Record
Last Sale$246,000 (Sep 2015)
Tax Bill$3,344 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN478-262-004

Property Details

APN / Parcel Number

Primary APN478-262-004

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,799 sqft Living Area
Gross Area2,479 sqft
1st Floor Area1,799 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Construction TypeWood
Roof MaterialTile
Lot Area25,700 sqft (0.59 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address28084 BAY AVE
CityMORENO VALLEY
StateCA
Zip92555-6112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description.59 ACRES NET IN LOT 53 MB 147/057 TR 17731
Legal SubdivisionTRACT NO 17731
Legal Tract17731
Legal Lot Number53
JurisdictionRIVERSIDE CA
Township / Civil DivisionPERRIS VALLEY
Census Block Group1
Census Block1006
Census Tract42624

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28084 BAY AVE, MORENO VALLEY, CA 92555-6112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2015 · Amount on Record
Deed SaleSep 21, 2015 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Document Number2015418678
Prior Transfer DateMar 30, 2006
Prior Transfer Doc0000258678
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28084 BAY AVE, MORENO VALLEY, CA 92555-6112
Transaction TypeMortgage
Record UpdatedDec 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28084 BAY AVE, MORENO VALLEY, CA 92555-6112

Mortgage

Document Number0000357739
DateNov 30, 2023
Instrument2023-0357739
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28084 BAY AVE, MORENO VALLEY, CA 92555-6112
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28084 BAY AVE, MORENO VALLEY, CA 92555-6112

Mortgage

Document Number0000385998
DateJun 28, 2021
Instrument2021-0385998
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityMoreno Valley City
Unified School DistrictMoreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,029 (+2%) Land $72,444 Building $224,585
2025$3,344.00 (+5.42%) Homeowner's exemption$291,206 (+4.04%) Land $71,024 Building $220,182
2023$3,172.00 (+1.99%) Homeowner's exemption$279,900 Land $68,267 Building $211,633
2022$3,110.00
2021$393,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1992–2012)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTERN MUNICIPAL WD
serves 659,923 people · EPA ID CA3310009
Water SourcePurchased surface water from several systems
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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