2808 S Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2808 S Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 2002
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Company Names on Record
Last Sale	$135,000 (Nov 2009)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-02-4014-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-02-4014-000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	150,718 sqft (3.46 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2808 S FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT ON E SEC LINE 897.51 FT N OF SE CORNER THERE OF THE N 88 DEG 59 MIN 45 SECONDS W 660.58 FT TH N 03 DE 24 MIN 00 SECONDS E 251.93 FT TH S 83 DEG 51 MIN 56 SECONDS E 360.69 FT TH S 89 DEG 03 MIN 45 SECONDS E 300 FT TO E SEC LINE TH S ON SD
Legal Range	02E
Legal Township	11N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2001
Census Tract	12300

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2808 S FORDNEY RD, HEMLOCK, MI 48626-9717
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2009 · Amount on Record
Deed Sale	Nov 3, 2009 · Amount on Record
Prior Sale	Oct 11, 1996 · Amount on Record
Deed Document Number	200930821
Deed Book / Page	2556 / 2410
Last Transfer Date	Jun 9, 2025
Transfer Doc	0000014618
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2808 S FORDNEY RD, HEMLOCK, MI 48626-9717
Document Number	0000015656
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2808 S FORDNEY RD HEMLOCK MI 486269717, HEMLOCK, MI 48626-9717

Mortgage

Document Number	0000015656
Date	Jun 22, 2020
Instrument	15656

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 (+22.39%)	$347,600 (+22.39%)
2025	$1,275.00 (-56.5%) Homeowner's exemption
2023		$142,000	$284,000
2022	$2,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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