2808 S Central Ave, Troy, TX 76579 Property Records

Bell County property record for 2808 S Central Ave, Troy, TX 76579

Property Summary

Property TypeCommercial
Details2 ba · 4,347 sqft · built 1985
Lot Size0.135 acres (5,924 sqft)
OwnerCompany Name on Record
Tax Bill$111 (2023)
Flood ZoneZone X (minimal risk)
APN0489320000

Property Details

APN / Parcel Number

Primary APN0489320000
Alternative APNs
  • 77829
  • 53407

Interior

Full Baths2 Baths
Building Area4,347 sqft Gross Area
Gross Area4,367 sqft

Exterior

Year BuiltBuilt 1985
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialGravel
Lot Area5,924 sqft (0.135 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area729 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number53407
Street Address2808 S CENTRAL AVE
CityTROY
StateTX
Zip76579
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeLI
Legal DescriptionA0170BC F CERVANTES, 10, LOVE'S COUNTRY STORE #232 ACRES 0.136 10, LOVE'S COUNTRY STORE #232
Legal SubdivisionF CERVANTES
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1018
Census Tract20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressBANK OF AMERICA CENTER 15 W 6TH STE 2400 STE, 2400, TULSA, OK 74119
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 1985
Deed SaleMay 6, 1985
Deed Document Number0005652052
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$111.00 (+44.16%)$6,615 Land $6,615$6,615 Land $6,615
2022$77.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 4,367 people · EPA ID TX0140037
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on S Central Ave

Nearby Streets

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