Union County property record for 2808 Monterrey Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,734 sqft · built 2005 |
| Lot Size | 0.483 acres (21,039 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Feb 2019) |
| Tax Bill | $5,054 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-295-177 |
| Primary APN | 09-295-177 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 2,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 21,039 sqft (0.483 acres) |
| Garage Type | Attached |
| Garage Area | 563 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 173 sqft |
| Patio Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2808 MONTERREY LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #106 SAVANNAH WAY PH1 OPCF685 |
| Legal Subdivision | SAVANNAH WAY |
| Legal Lot Number | 106 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20401 |
2808 Monterrey Ln, a rural home, is owned and occupied by an individual who acquired it in February 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 25, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2019 · Amount on File |
| Deed Sale | Feb 25, 2019 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 20194582 |
| Deed Book / Page | 7318 / 632 |
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 7989579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 15, 2021 |
| Property Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Document Number | 0007989579 |
| Book / Page | 7989 / 579 |
| Map Reference | CAB F FILE 685 |
| Instrument Date | Feb 10, 2021 |
| Instrument | 6942 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | MERIDIAN NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Document Number | 0000006943 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 6943 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 25, 2019 |
| Property Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Document Number | 7318632 |
| Book / Page | 007318 / 000632 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 4582 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $676.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2808 MONTERREY LN MONROE NC 281107860, MONROE, NC 28110-7860 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 11, 2017 |
| Property Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Document Number | 0006993247 |
| Book / Page | 6993 / 247 |
| Map Reference | CAB F FILE 685 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 0023389 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4213 NEW TOWN RD, 4213, WAXHAW, NC 28173-7708 |
| Name | Verified Name |
|---|---|
| Address | 2808 MONTERREY LN, MONROE, NC 28110-7860 |
| Document Number | 0000023390 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 0023390 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2032 |
The 2025 property tax bill for 2808 Monterrey Ln was $5,054.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,200 (-) Land $108,000 Building $470,200 | $578,200 (-) Land $108,000 Building $470,200 | |
| 2025 | $5,054.00 | $578,200 Land $108,000 Building $470,200 | $578,200 Land $108,000 Building $470,200 |
| 2023 | $4,150.00 | $380,600 Land $62,700 Building $317,900 | $380,600 Land $62,700 Building $317,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2808 Monterrey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2808 Monterrey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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