2808 Monterra Dr, Spring Grove, IL 60081 Property Records

McHenry County property record for 2808 Monterra Dr, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,084 sqft · built 1990
Lot Size	0.693 acres (30,185 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Sep 2026)
Tax Bill	$7,577 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-24-126-004`

Property Details

APN / Parcel Number

Primary APN	`04-24-126-004`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	2,658 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	30,185 sqft (0.693 acres)
Garage Type	Attached
Garage Area	574 sqft

Location & Zoning

Street Address	2808 MONTERRA DR
City	SPRING GROVE
State	IL
Zip	60081-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0014849 LT 36 OAK VALLEY ESTS UNIT 1 MEMO: PATSIS, ASHLEY N/ HAIN, EDWARD K
Legal Subdivision	OAK VALLEY ESTS
Legal Block	126
Legal Lot Number	36
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3017
Census Tract	870104

Owner

2808 Monterra Dr is owned by two individuals who bought it in September 2026.

Source: McHenry County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1808 W INDIAN RIDGE DR, MCHENRY, IL 60051-6140
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2026	Deed of Trust, Mortgage · Construction Mortgage BAXTER CREDIT UNION
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	202627613
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0000014849
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 21, 2026
Property Address	2808 MONTERRA DR, SPRING GROVE, IL 60081-8732
Document Number	0000027613
Instrument Date	Sep 9, 2026
Instrument	202627613
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,932.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1808 W INDIAN RIDGE DR, MCHENRY, IL 60051-6140

Mortgage

Document Number	0000027614,
Date	Sep 21, 2026
Instrument	202627614

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 30, 2026
Property Address	2808 MONTERRA DR, SPRING GROVE, IL 60081-8732
Document Number	0000021907
Instrument Date	Jul 22, 2026
Instrument	202621907
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2808 MONTERRA DR, SPRING GROVE, IL 60081-8732

Mortgage

Document Number	0000021907,
Date	Jul 30, 2026
Instrument	202621907

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 31, 2027

Interest

Rate Type	Balloon
Rate	6.49%
Initial Type	Balloon
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2808 MONTERRA DR, SPRING GROVE, IL 60081-8732
Document Number	0000023166
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2808 MONTERRA DR SPRING GROVE IL 600818732, SPRING GROVE, IL 60081-8732

Mortgage

Document Number	0000023166
Date	Jul 11, 2018
Instrument	23166

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 10, 2028

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2808 MONTERRA DR, SPRING GROVE, IL 60081-8732
Document Number	0000033835
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 MONTERRA DR SPRING GROVE IL 600818732, SPRING GROVE, IL 60081-8732

Mortgage

Document Number	0000033835
Date	Sep 12, 2017
Instrument	33835

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,577.00	$107,077 Land $20,883 Building $86,194	$321,231 Land $62,649 Building $258,582
2022	Homeowner's exemption	$90,639 Land $17,677 Building $72,962	$271,917 Land $53,031 Building $218,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2808 Monterra Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2808 Monterra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monterra Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures