2808 Main St, Newfane, NY 14108 Property Records

Niagara County and Newfane Town property record for 2808 Main St, Newfane, NY 14108

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,328 sqft · built 1905
Lot Size	0.198 acres (8,649 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Dec 2020)
Tax Bill	$4,464 (2026)
Deeds & Mortgages	Sep 2022 Second Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292800 38.16-2-68`

Property Details

APN / Parcel Number

Primary APN	`292800 38.16-2-68`
Alternative APN	`28000380160002068000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,240 sqft
2nd Floor Area	996 sqft
Upper Floors Area	92 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1962
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,649 sqft (0.198 acres)
Lot Dimensions	129 ft deep x 69.8 ft wide
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2808 MAIN ST
City	NEWFANE
State	NY
Zip	14108-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWFANE 512911
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	68.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NEWFANE
Census Block Group	4
Census Block	4010
Census Tract	24201

Owner

2808 Main St is owned and occupied by two individuals who bought it in December 2020.

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2808 MAIN ST, NEWFANE, NY 14108-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ONTARIO SHORES FCU
Dec 23, 2020	Quit Claim Deed, Transfer PREMIUM MTG
Dec 23, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Sep 29, 1998 · Amount on File
Deed Document Number	202022128
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000022127
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	2808 MAIN ST, NEWFANE, NY 14108-1235
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 MAIN ST, NEWFANE, NY 14108-1235

Mortgage

Document Number	0000007776
Date	Sep 12, 2022
Instrument	2022-17776

Lender

Name	ONTARIO SHORES FCU
Type	Credit Union
Address	NEWFANE, NY 14108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 23, 2020
Property Address	2808 MAIN ST, NEWFANE, NY 14108-1235
Document Number	0000022127
Instrument Date	Dec 22, 2020
Instrument	22127
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6175 CORWIN AVE NEWFANE NY 141081122, NEWFANE, NY 14108-1122

Mortgage

Document Number	22129
Date	Dec 23, 2020
Instrument	22129

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	2541 MONROE AVE, ROCHESTER, NY 14618-3123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Dec 23, 2020
Property Address	2808 MAIN ST, NEWFANE, NY 14108-1235
Document Number	0000022128
Instrument Date	Dec 22, 2020
Instrument	22128
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6175 CORWIN AVE NEWFANE NY 141081122, NEWFANE, NY 14108-1122

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	2808 MAIN ST, NEWFANE, NY 14108-1235
Document Number	0000020700
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 MAIN ST NEWFANE NY 141081235, NEWFANE, NY 14108-1235

Mortgage

Document Number	0000020700
Date	Dec 9, 2019
Instrument	20700

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2808 Main St was $4,464, up 4.2% from the year before.

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Newfane Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,464.00 (+4.18%)
2025	$4,285.00	$84,600 Land $8,200 Building $76,400	$196,700 Land $19,065 Building $177,635
2023		$84,600 Land $8,200 Building $76,400	$162,700 Land $15,770 Building $146,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2808 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2808 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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