2808 Jeffrey Ln, Midland, MI 48640 Property Records

Midland County property record for 2808 Jeffrey Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,612 sqft · built 1984
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$196,750 (Nov 2016)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`14-05-60-344`

Property Details

APN / Parcel Number

Primary APN	`14-05-60-344`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,612 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Tri-Level
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	170 ft deep x 93 ft wide
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2808 JEFFREY LN
City	MIDLAND
State	MI
Zip	48640-2469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 55 LERNER SUB NO 4
Legal Subdivision	LERNER SUB
Legal Lot Number	55
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3009
Census Tract	291000

Owner

2808 Jeffrey Ln is owned and occupied by an individual who bought it in November 2016.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2808 JEFFREY LN, MIDLAND, MI 48640-2469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 2, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2016 · Amount on File
Deed Sale	Nov 17, 2016 · Amount on File
Deed Book / Page	1601 / 468
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Aug 25, 2026
Property Address	2808 JEFFREY LN, MIDLAND, MI 48640-2469
Document Number	0000008238
Instrument Date	Aug 19, 2026
Instrument	20268238
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 JEFFREY LN, MIDLAND, MI 48640-2469

Mortgage

Document Number	0000008238,
Date	Aug 25, 2026
Instrument	20268238

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2808 JEFFREY LN, MIDLAND, MI 48640-2469
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S TRYON ST 8TH, 8, CHARLOTTE, NC 28202-3271

Mortgage

Document Number	2025R07752
Date	Sep 2, 2025
Instrument	2025R-07752

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2808 Jeffrey Ln was $5,679 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,400	$378,800
2025	$5,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2808 Jeffrey Ln in Zone X, an area of moderate flood risk, though there have been 30 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2808 Jeffrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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