2808 Deer Trail Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 2808 Deer Trail Rd, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	1,692 sqft · built 1981
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,222 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-24-151-006`

Property Details

APN / Parcel Number

Primary APN	`04-24-151-006`

Interior

Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	484 sqft
Deck Area	316 sqft

Location & Zoning

Street Address	2808 DEER TRAIL RD
City	SPRING GROVE
State	IL
Zip	60081-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1989R0009661 LT 12 OAK VALLEY HILLS UNIT 1
Legal Subdivision	OAK VALLEY HILLS
Legal Block	151
Legal Lot Number	12
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3017
Census Tract	870104

Owner

2808 Deer Trail Rd is owned and occupied by two individuals.

Source: McHenry County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2808 DEER TRAIL RD, SPRING GROVE, IL 60081-8702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 25, 2018	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2808 DEER TRAIL RD, SPRING GROVE, IL 60081-8702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004981
Date	Feb 25, 2019
Instrument	2019R0004981

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2808 DEER TRAIL RD, SPRING GROVE, IL 60081-8702
Document Number	0000012714
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2808 DEER TRAIL RD SPRING GROVE IL 600818702, SPRING GROVE, IL 60081-8702

Mortgage

Document Number	0000012714
Date	Apr 13, 2020
Instrument	12714

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2808 DEER TRAIL RD, SPRING GROVE, IL 60081-8702
Document Number	0000013740
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 DEER TRAIL RD SPRING GROVE IL 600818702, SPRING GROVE, IL 60081-8702

Mortgage

Document Number	0000013740
Date	May 1, 2018
Instrument	13740

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,222.00	$97,355 Land $15,794 Building $81,561	$292,065 Land $47,382 Building $244,683
2022	Homeowner's exemption	$83,964 Land $13,621 Building $70,343	$251,892 Land $40,863 Building $211,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2808 Deer Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2808 Deer Trail Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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