2808 Chesapeake Ln, Bloomington, IL 61704 Property Records

McLean County property record for 2808 Chesapeake Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,878 sqft · built 1997
Lot Size	0.246 acres (10,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,783 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-126-018`

Property Details

APN / Parcel Number

Primary APN	`15-30-126-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,878 sqft Living Area
Gross Area	3,759 sqft
1st Floor Area	1,070 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,700 sqft (0.246 acres)
Lot Dimensions	144 ft deep x 76 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2808 CHESAPEAKE LN
City	BLOOMINGTON
State	IL
Zip	61704-8380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 5 EAGLE CREST NORTH SUB
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	EAGLE CREST NORTH SUB
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2001
Census Tract	5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Feb 13, 2009	Deed of Trust, Mortgage FLANAGAN STATE BANK
Sep 3, 2010	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
May 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 20, 2005	Trustee's Deed, Foreclosure · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2005
Deed Sale	Apr 20, 2005
Deed Document Number	200510925
Last Transfer Date	May 1, 2023
Transfer Doc	0000005494
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022321
Date	Dec 18, 2017
Instrument	2017-00022321

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000026440
Date	Dec 4, 2020
Instrument	2020-00026440

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900004116
Date	Feb 13, 2009
Instrument	2009-00004116

Lender

Name	FLANAGAN STATE BANK
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000020562
Date	Sep 3, 2010
Instrument	2010-00020562

Lender

Name	FLANAGAN STATE BANK
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2040

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 2, 2023
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Document Number	202300005494
Map Reference	DOC 96-26888
Instrument Date	May 1, 2023
Instrument	2023-00005494
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380

April 2005: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 20, 2005
Property Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380
Document Number	200500010925
Map Reference	DOC96-26888
Instrument Date	Feb 22, 2005
Instrument	2005-00010925
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 CHESAPEAKE LN, BLOOMINGTON, IL 61704-8380

Mortgage

Document Number	200500010926
Date	Apr 20, 2005
Instrument	2005-00010926

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,757 (+33.45%) Land $25,142 Building $97,615	$368,271 (+33.45%) Land $75,426 Building $292,845
2024	$8,783.00 (+20.56%)
2023	$7,285.00 (+9.12%)	$91,988 (+12.79%) Land $18,840 Building $73,148	$275,964 (+12.79%) Land $56,520 Building $219,444
2022	$6,676.00	$81,557 Land $16,704 Building $64,853	$244,671 Land $50,112 Building $194,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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