2808 Cardinal Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2808 Cardinal Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 2004
Lot Size	0.126 acres (5,477 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Nov 2021)
Tax Bill	$7,472 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`329-064-015-000`

Property Details

APN / Parcel Number

Primary APN	`329-064-015-000`
Alternative APN	`329-064-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,477 sqft (0.126 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	329-064-015
Street Address	2808 CARDINAL DR
City	LINCOLN
State	CA
Zip	95648-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83 TWELVE BRIDGES VILLAGE 6 UNIT 1 MOR Y-8
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	83
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1020
Census Tract	23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 SILVERSMITH LN, ROCKLIN, CA 95765-5797
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 1, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 5, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	2021134891
Prior Transfer Date	Oct 29, 2021
Prior Transfer Doc	0000134890
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 GARCIA AVE, SAN FRANCISCO, CA 94127-1008

Mortgage

Document Number	0000020801
Date	Mar 9, 2022
Instrument	2022-0020801

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 1, 2021
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Document Number	0000134891
Map Reference	MB Y PG 8
Instrument Date	Oct 29, 2021
Instrument	2021-0134891
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 1, 2021
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Document Number	0000134890
Map Reference	MB Y PG 8
Instrument Date	Oct 29, 2021
Instrument	2021-0134890
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273

Mortgage

Document Number	0000052785
Date	Apr 16, 2021
Instrument	2021-0052785

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019924
Date	Mar 5, 2020
Instrument	2020-0019924

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 7, 2019
Property Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273
Document Number	0000029324
Map Reference	MB Y PG 8
Instrument Date	May 3, 2019
Instrument	2019-0029324
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2808 CARDINAL DR, LINCOLN, CA 95648-8273

Mortgage

Document Number	0000029325
Date	May 7, 2019
Instrument	2019-0029325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,985 (+2%) Land $162,364 Building $454,621
2025	$7,472.00 (+0.07%)	$604,888 (+7.25%) Land $159,181 Building $445,707
2023	$7,467.00 (-1.22%) Homeowner's exemption	$564,000 Land $148,400 Building $415,600
2022	$7,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Cal.net.

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