2808 Campbell Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2808 Campbell Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,551 sqft · built 1925
Lot Size0.155 acres (6,750 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Apr 2024)
Tax Bill$6,485 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.41-1-10

Property Details

APN / Parcel Number

Primary APN421500 48.41-1-10
Alternative APN
  • 150004804100010100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,551 sqft Living Area
1st Floor Area1,034 sqft
Upper Floors Area517 sqft
AtticAttic
Attic Area517 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialWood
Lot Area6,750 sqft (0.155 acres)
Lot Dimensions150 ft deep x 45 ft wide
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2808 CAMPBELL AVE
CitySCHENECTADY
StateNY
Zip12306-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAND PART OF 516 1 WOOD
Legal SubdivisionLANDS BELONGING TO CAMPBELL
Legal Block1
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3005
Census Tract21200

Owner

2808 Campbell Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2808 CAMPBELL AVE, SCHENECTADY, NY 12306-2406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Warranty Deed, Transfer · Conventional Mortgage
UNMB HOME LOANS INC
Sep 30, 2022Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2024 · Amount on File
Deed SaleApr 19, 2024 · Amount on File
Prior SaleSep 30, 2022 · Amount on File
Deed Document Number202423343
Deed Book / Page2129 / 256
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 19, 2024
Property Address2808 CAMPBELL AVE, SCHENECTADY, NY 12306
Document Number0000023343
Book / Page2129 / 256
Instrument DateApr 1, 2024
Instrument202423343
Transaction TypeTransfer
Record UpdatedMay 6, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2808 CAMPBELL AVE, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

NameVerified Name
Address827 MICHIGAN AVE, SCHENECTADY, NY 12303-1427

Mortgage

Document Number0000023345
DateApr 19, 2024
Instrument202423345
Lender
NameUNMB HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2054

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 30, 2022
Property Address2808 CAMPBELL AVE, SCHENECTADY, NY 12306
Document Number0000052185
Book / Page2094 / 12
Instrument DateJul 22, 2022
Instrument202252185
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2808 CAMPBELL AVE, 2808, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1114 HARMONY HILLS LOFTS, COHOES, NY 12047

Mortgage

Document Number0000052186
DateSep 30, 2022
Instrument202252186
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change3.99%
Max Rate At Change5.99%
IndexOther
Max Rate9.99%

Tax Assessment & Valuation

The 2026 property tax bill for 2808 Campbell Ave was $6,485, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,485.00 (+1.9%)
2025$6,364.00$126,400 Land $14,300 Building $112,100$209,306 Land $23,679 Building $185,627
2023$126,400 (+32.22%) Land $14,300 Building $112,100$160,000 (+37.24%) Land $18,101 Building $141,899
2022$95,600 Land $14,300 Building $81,300$116,585 Land $17,439 Building $99,146
2021$4,222.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2808 Campbell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2808 Campbell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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