2808 Berniece Ct, Champaign, IL 61822 Property Records

Champaign County property record for 2808 Berniece Ct, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.368 acres (16,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2021)
Tax Bill	$4,674 (2024)
Deeds & Mortgages	Jun 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-34-103-013`

Property Details

APN / Parcel Number

Primary APN	`03-20-34-103-013`

Exterior

Lot Area	16,017 sqft (0.368 acres)

Location & Zoning

Street Address	2808 BERNIECE CT
City	CHAMPAIGN
State	IL
Zip	61822-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 ROLLING ACRES NO 4
Legal Range	08E
Legal Township	19N
Legal Section	34
Legal Subdivision	ROLLING ACRES NO 4
Legal Lot Number	15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1058
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2808 BERNIECE CT, CHAMPAIGN, IL 61822-7255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Intrafamily Transfer, Transfer
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	20214473
Last Transfer Date	Jun 10, 2021
Transfer Doc	0000014193
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2021
Property Address	2808 BERNIECE CT, CHAMPAIGN, IL 61822-7255
Document Number	0000014193
Instrument Date	Jun 10, 2021
Instrument	2021R14193
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2808 BERNIECE CT, CHAMPAIGN, IL 61822-7255

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 2, 2021
Property Address	2808 BERNIECE CT, CHAMPAIGN, IL 61822-7255
Document Number	0000004473
Map Reference	MB X PG56DOC72R00495
Instrument Date	Feb 10, 2021
Instrument	2021R04473
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2808 BERNIECE CT, CHAMPAIGN, IL 61822-7255

Mortgage

Document Number	0000004474
Date	Mar 2, 2021
Instrument	2021R04474

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,950 (+30.74%) Land $13,550 Building $66,400	$239,850 (+30.74%) Land $40,650 Building $199,200
2024	$4,674.00 (+10.34%)
2022	$4,236.00 Homeowner's exemption	$61,150 Land $10,360 Building $50,790	$183,450 Land $31,080 Building $152,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream.

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