2808 Ames Ave, Ponca City, OK 74604 Property Records

Kay County property record for 2808 Ames Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 1969
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2022)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1030-00-006-037-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1030-00-006-037-0-000-00`
Alternative APN	`7924`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	2,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,636 sqft (0.336 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7924
Street Address	2808 AMES AVE
City	PONCA CITY
State	OK
Zip	74604-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-NORTHGATE SUB BLK 6 LOT 37
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	NORTHGATE
Legal Block	6
Legal Lot Number	37
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1007
Census Tract	202

Owner

2808 Ames Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2808 AMES AVE, PONCA CITY, OK 74604-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit TTCU FEDERAL CREDIT UNION
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 29, 2019	Deed of Trust, Mortgage · Line of Credit STATE FARM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Jun 13, 2014 · Amount on File
Deed Document Number	20227808
Deed Book / Page	1919 / 346
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Jul 16, 2026
Property Address	2808 AMES AVE, PONCA CITY, OK 74604-2008
Document Number	0000004967
Book / Page	2041 / 433
Instrument Date	Jul 7, 2026
Instrument	20264967
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 AMES AVE, PONCA CITY, OK 74604-2008

Mortgage

Document Number	0000004967,
Date	Jul 16, 2026
Book Page	2041/433
Instrument	20264967

Lender

Name	TTCU FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 25, 2046

Interest

Rate	6.52%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 12, 2022
Property Address	2808 AMES AVE, PONCA CITY, OK 74604-2008
Document Number	I2022007808
Book / Page	1919 / 346
Instrument Date	Oct 6, 2022
Instrument	I-2022-007808
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2022007809
Date	Oct 12, 2022
Instrument	I-2022-007809

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	2808 AMES AVE, PONCA CITY, OK 74604-2008
Document Number	0000003416
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 AMES AVE PONCA CITY OK 746042008, PONCA CITY, OK 74604-2008

Mortgage

Document Number	0000003416
Date	May 10, 2019
Book Page	001805/000864
Instrument	3416

Lender

Name	STATE FARM BK
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 9, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2808 Ames Ave was $2,435, up 6.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,695 (+0.89%) Land $1,578 Building $24,117	$233,591 (-0.67%) Land $14,347 Building $219,244
2025	$2,435.00 (+6.05%)	$25,468 (+5%) Land $1,733 Building $23,735	$235,170 (-4.14%) Land $15,782 Building $219,388
2024	$2,296.00 (+3.05%)	$24,255 (+5%) Land $1,650 Building $22,605	$245,339 (+16.83%) Land $15,782 Building $229,557
2023	$2,228.00	$23,100 Land $1,614 Building $21,486	$210,000 Land $14,670 Building $195,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2808 Ames Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1994–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2808 Ames Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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