28078 Pine Tree Ln, Harrison Township, MI 48045 Property Records

Macomb County property record for 28078 Pine Tree Ln, Harrison Township, MI 48045

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 926 sqft · built 1986
Lot Size	21.1 acres (921,894 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2020)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-12-20-152-045`

Property Details

APN / Parcel Number

Primary APN	`17-12-20-152-045`
Alternative APN	`1220152045`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	926 sqft Living Area
1st Floor Area	479 sqft
Basement Area	447 sqft
Finished Basement	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	921,894 sqft (21.1 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28078 PINE TREE LN
City	HARRISON TOWNSHIP
State	MI
Zip	48045-2219
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1-B
Legal Description	MAPLE FOREST CONDOMINIUM BLDG 8 UNIT 45 MCCSP PLAN #172
Legal Subdivision	MAPLE FOREST
Legal Unit	45
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1010
Census Tract	247201

Owner

28078 Pine Tree Ln, a condominium, is owned and occupied by an individual who acquired it in November 2020.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 23, 2020	Intrafamily Transfer, Transfer
Aug 13, 2020	Warranty Deed, Transfer BELL TITLE AGENCY, BELL TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Deed Document Number	202095910
Deed Book / Page	26914 / 866
Last Transfer Date	Nov 16, 2020
Transfer Doc	0000144813
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219

Mortgage

Document Number	2300056652
Date	Jul 3, 2023
Book Page	29191/582
Instrument	202300056652

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 15, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219

Mortgage

Document Number	2102274013
Date	Nov 22, 2021
Book Page	28212/534
Instrument	202102274013

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 23, 2020
Property Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Document Number	0000144813
Book / Page	027188 / 000039
Instrument Date	Nov 16, 2020
Instrument	144813
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27725 DANIEL CT HARRISON TOWNSHIP MI 480456317, HARRISON TOWNSHIP, MI 48045-6317

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 23, 2020
Property Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Document Number	0000144812
Book / Page	27188 / 26
Map Reference	LB 4830 PG 362-446
Instrument Date	Nov 16, 2020
Instrument	2144812
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27725 DANIEL CT, 27725, HARRISON TOWNSHIP, MI 48045-6317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 13, 2020
Property Address	28078 PINE TREE LN, HARRISON TOWNSHIP, MI 48045-2219
Document Number	0000095910
Book / Page	026914 / 000866
Instrument Date	May 13, 2020
Instrument	95910
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	BELL TITLE AGENCY, BELL TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$946.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27725 DANIEL CT HARRISON TOWNSHIP MI 480456317, HARRISON TOWNSHIP, MI 48045-6317

Tax Assessment & Valuation

The 2025 property tax bill for 28078 Pine Tree Ln was $2,360 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,100	$162,200
2025	$2,360.00
2023		$64,700	$129,400
2022	$2,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28078 Pine Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28078 Pine Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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