28074 Ruby Ct, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 28074 Ruby Ct, Chesterfield, MI 48047 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage2,256 sqft Living Area
Lot Size11,718 sqft (0.269 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2017)
Tax Bill$5,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-09-32-127-031
Alternative APN
  • 0932127031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,256 sqft Living Area
1st Floor1,517 sqft 1st Floor
Basement Area676 sqft Basement
Unfinished Basement676 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Lot Area11,718 sqft (0.269 acres)
Depth X Width121 ft x 97 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area442 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address28074 RUBY CT
CityCHESTERFIELD
StateMI
Zip48047-5253
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32, RUBY SUBDIVISION L.100 P.33-35
Legal SubdivisionRUBY SUBDIVISION
Legal Lot Number32
JurisdictionMACOMB MI
Minor Civil DivisionCHESTERFIELD
Census Blockgroup1
Census Block1003
Census Tract268200

Owner

Source: Macomb County records · APN 15-09-32-127-031

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 08, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC
Oct 10, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HURON VALLEY FINANCIAL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Prior SaleNov 15, 1999 · Amount on Record
Deed Doc Number20177120926
Deed Book / Page24989 / 222
Record RefreshedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253
Transaction TypeMortgage
Record UpdatedDec 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253

Mortgage

Document Number2200129741
DateNov 23, 2022
Book Page28911/409
Instrument202200129741
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253

Mortgage

Document Number2102251590
DateOct 14, 2021
Book Page28087/538
Instrument202102251590
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 01, 2046

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
AddressUTICA

Mortgage

Document Number0000003606
DateJan 08, 2020
Book Page26444/399
Instrument2003606
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 10, 2017
Property Address28074 RUBY CT, CHESTERFIELD, MI 48047-5253
Document Number0000120926
Book / Page24989 / 222
Map ReferenceLB 100 PG 33
Instrument DateSep 22, 2017
Instrument7120926
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyBELL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,236.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address57165 WILLOW RIDGE BLVD, 57165, WASHINGTON, MI 48094-3208

Transferred To (Grantee/Buyer)

NameVerified Name
Address45521 MARGATE DR, MACOMB, MI 48044-4178

Mortgage

Document Number0000120925
DateOct 10, 2017
Instrument7120925
Lender
NameHURON VALLEY FINANCIAL INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionChesterfield Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$195,900 (+24.3%)$391,800 (+24.3%)
2025$5,436.00 (+30.55%)
2023$157,600$315,200
2022$4,164.00

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