28070 E State Rd, Island Lake, IL 60042 Property Records

Lake County property record for 28070 E State Rd, Island Lake, IL 60042

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3 bd · 2.5 ba · 7,192 sqft · built 1978
Lot Size	1.56 acres (68,215 sqft)
Owner	2 Company Names on File
Last Sale	$270,000 (Feb 1998)
Tax Bill	$14,323 (2025)
Deeds & Mortgages	Oct 2026 Sale Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-203-007`

Property Details

APN / Parcel Number

Primary APN	`09-28-203-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	7,192 sqft Gross Area
1st Floor Area	1,118 sqft
Basement Area	1,118 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	68,215 sqft (1.56 acres)
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28070 E STATE RD
City	ISLAND LAKE
State	IL
Zip	60042-9552
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Description	ROBT. BARTLETTS LAKE VIEW WOODLANDS (EX COM AT SW COR SD LOT TH SELY ALG S LN25 FT TH NELY IN A STRLN 283.8 FT TO NW COR SD LOT TH SWLY ALGWLY LN SD LOT 279.7 FT TO POB) LOT 99
Legal Subdivision	ROBT. BARTLETTS LAKE VIEW WOODLANDS
Legal Lot Number	279,9
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2083
Census Tract	864203

Owner

28070 E State Rd, a commercial property, is owned by a company that bought it in February 1998.

Source: Lake County records, as of October 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit INLAND BANK & TRUST
Sep 5, 2018	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK
Sep 4, 2018	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK
Aug 26, 2018	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK
Aug 22, 2018	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK
May 7, 2017	Loan Modification, Mortgage · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 1998 · Amount on File
Deed Sale	Feb 5, 1998 · Amount on File
Deed Document Number	19984082763
Prior Transfer Date	Nov 26, 1997
Prior Transfer Doc	0004082763
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 5, 2026
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0008198361
Instrument Date	Jul 24, 2026
Instrument	20268198361
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28094 E STATE RD, ISLAND LAKE, IL 60042-9552

Mortgage

Document Number	0007914546
Date	Jun 28, 2022
Instrument	7914546

Lender

Name	INLAND BANK & TRUST
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0007516328
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28070 ROUTE 176 ISLAND LAKE IL 60042, ISLAND LAKE, IL 60042

Mortgage

Document Number	0007516328
Date	Oct 1, 2018
Instrument	7516328

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0007516294
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28070 ROUTE 176 ISLAND LAKE IL 60042, ISLAND LAKE, IL 60042

Mortgage

Document Number	0007516294
Date	Oct 1, 2018
Instrument	7516294

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0007516325
Instrument Date	Aug 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28070 ROUTE 176 ISLAND LAKE IL 60042, ISLAND LAKE, IL 60042

Mortgage

Document Number	0007516325
Date	Oct 1, 2018
Instrument	7516325

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0007516320
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28070 ROUTE 176 ISLAND LAKE IL 60042, ISLAND LAKE, IL 60042

Mortgage

Document Number	0007516320
Date	Oct 1, 2018
Instrument	7516320

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	28070 E STATE RD, ISLAND LAKE, IL 60042-9552
Document Number	0007411179
Instrument Date	May 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28094 ROUTE 176 ISLAND LAKE IL 60042, ISLAND LAKE, IL 60042

Mortgage

Document Number	0007411179
Date	Jul 14, 2017
Instrument	7411179

Lender

Name	MB FIN'L BK
Type	Bank
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28070 E State Rd was $14,323, up 2.3% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Island Lake Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,323.00 (+2.32%)	$188,514 Land $104,446 Building $84,068	$565,598 Land $313,369 Building $252,229
2024	$13,998.00 (+12.15%)
2023	$12,481.00	$161,420 (+24.98%) Land $89,435 Building $71,985	$484,309 (+24.98%) Land $268,332 Building $215,977
2022		$129,159 Land $61,996 Building $67,163	$387,516 Land $186,007 Building $201,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28070 E State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28070 E State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND LAKE serves 8,066 people · EPA ID IL0974540
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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