2807 Waterfront Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 2807 Waterfront Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,921 sqft · built 2002
Lot Size0.65 acres (2,840 sqft)
OwnerIndividual Name on Record
Last Sale$248,425 (Nov 2001)
Tax Bill$7,721 (2024)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN19-30-456-011

Property Details

APN / Parcel Number

Primary APN19-30-456-011

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,921 sqft Living Area
1st Floor Area1,455 sqft
Basement Area1,129 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area2,840 sqft (0.65 acres)
Lot Dimensions66 ft deep x 43 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2807 WATERFRONT AVE
CityALGONQUIN
StateIL
Zip60102-6834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0023399 ELY 43.09FT LT 2 CREEKSIDE OF ALGONQUIN THE MEADOWS & THE VILLAS PHASE 2
Legal SubdivisionCREEKSIDE OF ALGONQUIN THE MEADOWS & THE
Legal Phase2
Legal Lot Number2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4000
Census Tract871206

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2807 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Jul 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2001 · Amount on Record
Deed SaleNov 1, 2001 · Amount on Record
Deed Document Number200181917
Last Transfer DateMar 23, 2004
Transfer Doc0000023565
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2807 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Transaction TypeMortgage
Record UpdatedMay 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049947
DateNov 18, 2020
Instrument2020R0049947
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 29, 2019
Property Address2807 WATERFRONT AVE, ALGONQUIN, IL 60102-6834
Document Number0000023399
Instrument DateJul 23, 2019
Instrument23399
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,721.00$114,706 (+28.25%) Land $18,583 Building $96,123$344,118 (+28.25%) Land $55,749 Building $288,369
2022Homeowner's exemption$89,441 Land $16,326 Building $73,115$268,323 Land $48,978 Building $219,345

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: i3 Broadband.

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