2807 W 1st St, Duluth, MN 55806 Property Records

St. Louis County property record for 2807 W 1st St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 2,028 sqft · built 1910
Lot Size	0.12 acres (5,256 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Sep 2020)
Tax Bill	$2,092 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03150`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03150`
Alternative APN	`1096678`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,028 sqft Gross Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	5,256 sqft (0.12 acres)
Garage Area	680 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Deck Area	12 sqft
Storage Building	18 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1096678
Street Address	2807 W 1ST ST
City	DULUTH
State	MN
Zip	55806-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 451 AND E 12 1/2 FT OF LOT453 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	81
Legal Lot Number	451,453
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2024
Census Tract	15600

Owner

2807 W 1st St is owned and occupied by an individual who bought it in September 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2807 W 1ST ST, DULUTH, MN 55806-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	20201391225
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0001101782
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2020
Property Address	2807 W 1ST ST, DULUTH, MN 55806-1713
Document Number	00A1391225
Instrument Date	Aug 20, 2020
Instrument	A1391225
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2807 W 1ST ST DULUTH MN 558061713, DULUTH, MN 55806-1713

Mortgage

Document Number	A1391226
Date	Sep 23, 2020
Instrument	A1391226

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2807 W 1ST ST, DULUTH, MN 55806-1713
Document Number	00A1303069
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 W 1ST ST DULUTH MN 558061713, DULUTH, MN 55806-1713

Mortgage

Document Number	00A1303069
Date	Jan 30, 2017
Instrument	A1303069

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2807 W 1st St was $2,092 with a homeowner's exemption, up 21.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,092.00 (+21.06%) Homeowner's exemption
2025	$1,728.00 (+16.91%) Homeowner's exemption	$191,400 (+24.37%) Land $19,800 Building $171,600	$191,400 (+24.37%) Land $19,800 Building $171,600
2024	$1,478.00	$153,900 Land $23,800 Building $130,100	$153,900 Land $23,800 Building $130,100
2022		$115,400 Land $21,000 Building $94,400	$115,400 Land $21,000 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2807 W 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2807 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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