2807 Ryals St, Savannah, GA 31405 Property Records

Chatham County property record for 2807 Ryals St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2013
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (May 2019)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0596-03-020`

Property Details

APN / Parcel Number

Primary APN	`2-0596-03-020`
Alternative APN	`H292D335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Slab
Porch Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2807 RYALS ST
City	SAVANNAH
State	GA
Zip	31405-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 28 BLOCK D OGEECHEETON
Legal Subdivision	OGEECHEETON
Legal Block	D
Legal Lot Number	28
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1023
Census Tract	4500

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 RED MAPLE DR N, WANTAGH, NY 11793-1525
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage WORKMENS CIRCLE CU
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FEDERAL CREDIT UNION
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Mar 9, 2012 · Amount on Record
Deed Document Number	20194656
Deed Book / Page	1613 / 677
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2807 RYALS ST, SAVANNAH, GA 31405-1538
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012260526
Date	Nov 27, 2017
Book Page	1226/526
Instrument	30719150007

Lender

Name	WORKMENS CIRCLE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2807 RYALS ST, SAVANNAH, GA 31405-1538
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 RYALS ST, SAVANNAH, GA 31405-1538

Mortgage

Document Number	0026300453
Date	Dec 3, 2021
Book Page	0000002630/0000000453

Lender

Name	BETHPAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 7, 2019
Property Address	2807 RYALS ST, SAVANNAH, GA 31405-1538
Document Number	0016130677
Book / Page	1613 / 677
Instrument Date	May 7, 2019
Instrument	2019-004656
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RED MAPLE DR N, WANTAGH, NY 11793-1525

Mortgage

Document Number	0016130679
Date	May 7, 2019
Book Page	0000001613/0000000679

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,640 (+14.7%) Land $9,000 Building $64,640	$184,100 (+14.7%) Land $22,500 Building $161,600
2025	$1,848.00 (-22.32%)	$64,200 (+1.2%) Land $2,400 Building $61,800	$160,500 (+1.2%) Land $6,000 Building $154,500
2023		$63,440 (+10.37%) Land $2,400 Building $61,040	$158,600 (+10.37%) Land $6,000 Building $152,600
2022	$2,379.00	$57,480 Land $2,400 Building $55,080	$143,700 Land $6,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	37 (1994–2024)
Claims Outside the SFHA	7 of 37
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 3 claims Tropical Storm Debby, Aug 2024 · 5 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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