Black Hawk County property record for 2807 Randolph St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,156 sqft · built 1955 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Jul 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-479-027 |
| Primary APN | 8913-35-479-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 325 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2807 RANDOLPH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST W 149.7 FT E 389.2 FT N 4 RDS S 54 RDS SE SE SEC 35 T 89 R 13 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1200 |
2807 Randolph St is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2807 RANDOLPH ST, WATERLOO, IA 50702-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2807 RANDOLPH ST, WATERLOO, IA 50702-4019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202100000314 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 202100000314 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2030 |
The 2025 property tax bill for 2807 Randolph St was $3,686 with a homeowner's exemption, up 1.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,686.00 (+1.54%) Homeowner's exemption | $191,490 Land $23,560 Building $167,930 | $191,490 Land $23,560 Building $167,930 |
| 2024 | $3,630.00 | ||
| 2023 | $177,540 (+31.63%) Land $23,560 Building $153,980 | $177,540 Land $23,560 Building $153,980 | |
| 2022 | $2,768.00 Homeowner's exemption | $134,880 Land $23,560 Building $111,320 | |
| 2021 | $134,880 Land $23,560 Building $111,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2807 Randolph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2807 Randolph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, Verizon.
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