2807 Payton Xing, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 2807 Payton Xing, Johnsburg, IL 60051

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,800 sqft · built 2009
Lot Size	0.274 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Oct 2019)
Tax Bill	$6,768 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-23-203-070`

Property Details

APN / Parcel Number

Primary APN	`09-23-203-070`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.274 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2807 PAYTON XING
City	MCHENRY
State	IL
Zip	60051-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0034971 SUBLT 1 LT 125 AMENDED PLAT PT LT 125 OF THE 1ST AMEND TO RUNNING BROOK FARM OF JOHNSBURG PHASE II
Legal Subdivision	THE 1ST AMEND TO RUNNING BROOK FARM OF J
Legal Phase	2
Legal Lot Number	125
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3006
Census Tract	870604

Owner

2807 Payton Xing is owned and occupied by an individual who bought it in October 2019.

Source: McHenry County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2807 PAYTON XING, MCHENRY, IL 60051-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Oct 16, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	201934971
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 15, 2026
Property Address	2807 PAYTON XING, MCHENRY, IL 60051-7706
Document Number	0000016819
Instrument Date	Jun 9, 2026
Instrument	202616819
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 PAYTON XING, MCHENRY, IL 60051-7706

Mortgage

Document Number	0000016819,
Date	Jun 15, 2026
Instrument	202616819

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 16, 2019
Property Address	2807 PAYTON XING, JOHNSBURG, IL 60051-7706
Document Number	0000034971
Map Reference	DOC 2009R0053895
Instrument Date	Oct 4, 2019
Instrument	2019R0034971
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2807 PAYTON XING, JOHNSBURG, IL 60051-7706

Mortgage

Document Number	0000034972
Date	Oct 16, 2019
Instrument	2019R0034972

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2044

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Johnsburg Village
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,768.00	$104,285 Land $12,990 Building $91,295	$312,855 Land $38,970 Building $273,885
2022	Homeowner's exemption	$86,677 Land $10,797 Building $75,880	$260,031 Land $32,391 Building $227,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2807 Payton Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2807 Payton Xing is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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